Assistant Credit Manager
- YSS Direct Credit
- 3 - 8 years
- Noida, Gurugram
- 4 days ago
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Job Description
Job Title: Asst. Credit Manager
Department: Credit & Risk
Industry: Financial Services
Minimum Exp: 4 yrs+
Company Website: www.directcredit.in
Current Location: AT/36-71, Tower A, 3rd Floor Spectrum Mall Phase-II, Sector-75, Noida (Nearest Metro Sector 50).
Updated Address from February: Vision Business Park, Plot No. 21, Knowledge Park III, Greater Noida (Nearest Metro Knowledge Park 2).
Preferred - Immediate Joiners/15 days notice period
Job Summary:
We are looking for a reliable and experienced Credit Manager to oversee the credit assessment and loan approval process for Working Capital, HL, LAP & MSME loans. The Credit Manager will play a critical role in evaluating customer financials, mitigating risks, and ensuring portfolio quality while complying with regulatory guidelines and internal policies.
Key Responsibilities:
- Assess creditworthiness of potential customers based on financial statements, income documents, CIBIL reports.
- Evaluate loan applications and make informed recommendations or approvals within delegated authority. Able to handle the big-ticket size (our ticket size is start from 50L)
- Ensure timely processing and disbursement of loans with strict adherence to company policies and compliance norms.
- Monitor loan portfolio performance, identify delinquent accounts, and initiate corrective actions.
- Coordinate with the sales and collections team for seamless operations.
- Maintain proper documentation and records for audits and regulatory inspections.
- Analyze market trends, customer segments, and competitor offerings to suggest improvements in credit policy.
Key Requirements:
- Bachelors degree in Finance, Accounting, Economics, or a related field (MBA preferred).
- 3 years+ of experience in credit underwriting, preferably in the loan/financial services sector HL, LAP & MSME.
- Strong understanding of credit risk analysis, financial ratios, and regulatory norms (RBI, NBFC guidelines).
Interested candidates can share resumes ;on 9773593***/re********t@di*********t.in
Job Classification
Industry: Financial ServicesFunctional Area / Department: BFSI, Investments & TradingRole Category: Banking OperationsRole: Banking Operations - OtherEmployement Type: Full timeContact Details:
Company: YSS Direct CreditLocation(s): Noida, Gurugram
Keyskills: Credit Underwriting Mortgage Loans Msme Loan Disbursement Loan Against Property Home Loans Working Capital Cam Cibil
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YSS Direct Credit
The Direct Credit, based in Noida, Uttar Pradesh, is a financial institution, particularly focused on Micro, Small, and Medium Enterprises (MSMEs), offering tailored financial solutions and aiming to be a lending catalyst for India's economic growth
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