Product Owner - VeriLoan
- Veripark
- 15 - 22 years
- Hyderabad
- 28 days ago
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Job Description
Product Owner - Veriloan
We enable financial institutions to become digital leaders.
As a professional team of global scale, we work with the best clients for great and exciting projects, in an environment where we learn amazing things every day. Each code, each voice, each contribution, each challenge, each success is celebrated here.
We welcome candidates who share our values, have the skills and are passionate to enjoy our journey to build the digital future of finance, together.
About the Job:
The Product Owner - Veriloan defines, governs, and executes the product vision, roadmap, and strategy for the VeriLoan suite of products i.e. Commercial & Retail Loan Origination, Service Request & Collections modules. This role ensures that the products empower financial institutions to manage Origination of Retail, SME and Corporate credit products/facilities, Loan Servicing Requests and Collections operations, while driving faster timetomarket for customers, reducing operational costs through streamlined workflows, enhancing compliance and risk management, and improving overall portfolio performance and customer satisfaction. The position is responsible for the functional depth, regulatory alignment, commercial positioning, and long-term success of the VeriLoan product suite.
Key Responsibilities:
Product Strategy & Vision:
- Define and maintain the product roadmap for VeriLoan suite of products.
- Align product initiatives with organizational goals, customer needs, and regulatory requirements.
- Champion innovation by identifying opportunities to enhance digital lending and automation experiences.
Stakeholder Management:
- Collaborate with Pre-Sales and Implementation teams to get continuous feedback on the available functionalities and understanding the market trends.
- Act as the primary liaison between technology teams, operations, compliance, and customer service.
- Communicate product vision, progress, and outcomes to senior leadership.
- Interact with the clients as a part of Pre-Sales and Implementation activities and act as a Subject Matter Expert as required.
Backlog Ownership:
- Create, refine, and prioritize user stories and epics in the product backlog.
- Ensure backlog items are well-defined, actionable, and aligned with business value.
- Prioritize the roadmap considering generic, market specific and client commitment requirements.
Delivery & Execution:
- Prepare Requirement Specification Documents for the prioritize items as required.
- Work closely with development teams to ensure timely delivery of high-quality solutions.
- Participate in sprint planning, reviews, and retrospectives to maximize agile efficiency.
- Validate product increments and ensure they meet acceptance criteria.
- Define KPIs and success metrics for each module.
Customer Experience & Compliance:
- Design intuitive workflows for loan applications, service requests, and collections processes.
- Ensure compliance with local and international regulatory frameworks (e.g., KYC, AML, credit risk policies).
- Monitor product performance and customer feedback to drive continuous improvement.
Emerging Tech Inclusion:
- Leverage data insights to optimize loan origination funnels, reduce service request turnaround times, and improve collections efficiency.
- Include Emerging Technology use cases (AI, ML, RPA etc.) as suited for each module to make the products more competitive in the market.
What we are looking for:
- Bachelors degree in computer science, Information Systems, Finance, Banking, or related fields.
- 15+ years of experience in product ownership of Loan Origination (Retail, SME and Corporate) products.
- Strong understanding of Loan Origination workflows for Retail, SME and Corporate Credit products / facilities.
- Knowledge of end-to-end Origination workflows for Loans, Credit Cards, Overdrafts, Line of Credit, Facilities etc. is a must.
- Familiarity to complex Corporate Origination functionalities such as Financial Spreading, Covenants, Committee Approvals, Checklists, Risk Rating Models, Credit operations, Documentation, Limit Reviews and Utilizations etc is required.
- Familiarity to Retail Origination functionalities such as Customer Onboarding, Policy Checks, Eligibility Calculations, Automated Approvals, Documentation, Automated Disbursements etc. is required.
- Should have handled both manual and automated workflows for Origination to cater to different customer segment requirements.
- Experience with Islamic banking and Shariacompliant financing products including exposure to Islamic credit policies, profitsharing mechanisms, Sharia compliance, and Islamic origination processes will be an advantage.
- Knowledge of Collections and Loan service requests will be an advantage
- Familiarity with emerging technologies (AI, ML, RPA etc.) and their inclusion to make the product a better proposition to sell
- Familiarity with enterprise integration layers (Core Banking, Credit Bureaus, SMS/e-mail gateways, decision engines, Risk Rating Platforms, Card Management etc.).
- Hands-on experience with Agile tools such as Azure DevOps, Jira, Confluence and Agile methodology, planning, execution, ceremonies etc.
- Knowledge of relevant regulatory frameworks (consumer rights, AML, data privacy, write-off rules, restructuring standards).
- Strong stakeholder and conflict management skills
- Excellent communication between technical and business units
- Customer- and risk-oriented mindset
- Adaptability in fast-changing regulatory and risk environments
- Experience with Microsoft Dynamics 365 is considered a strong plus
Relevant Certifications (Highly Valued)
- Certified Scrum Product Owner (CSPO) or Professional Scrum Product Owner (PSPO)
- Microsoft Certifications (AZ-900, Dynamics 365 Functional Consultant)
- Credit risk or collections-related courses (Basel, risk modeling, debt management certifications)
What we are offering:
- Performance-Linked Bonus: Your hard work doesn't go unnoticed! Enjoy a performance-linked bonus as a testament to your dedication!
- Rewards Beyond the Job: Enjoy a comprehensive benefits package, including Remote Work Support, Health Insurance, Care Program, and Online Psychological Support. We care you!
- Birthday Leave, Because You Matter: We value your special moments! Take the day off on your birthday and treat yourself.
- Global Impact, Cutting-Edge Tech: Immerse yourself in global projects with top-tier clients and stay ahead with cutting-edge technologies. Your skills will shape the future of our industry.
- Unleash Your Potential: Develop yourself with VeriPark Academy opportunities; webinars, and in-house training sessions.
- Diverse, Vibrant Community: Be part of a dynamic environment that values diversity and inclusivity.
- Together Culture: Even in a remote world, we cultivate connections through engaging face-to-face gatherings as well as online fun events. Special information sharing environment where you can update & align yourself.
About VeriPark:
We are a global technology company with more than two decades of expertise in the Financial Services industry. Our mission is to enable financial institutions to become digital leaders by delivering world class customer journeys in digital and assisted channels. We develop omni-channel delivery, customer engagement (CRM), branch automation and loan origination solutions based on Microsoft technology (Azure, Dynamics 365, Power Platform) for banks and insurance companies worldwide.
With offices in 15 countries from Canada over Europe and the Middle East to Kuala Lumpur, our 900+ colleagues are serving customers in more than 30 countries worldwide.
https://www.veripark.com
Job Classification
Industry: IT Services & ConsultingFunctional Area / Department: Product ManagementRole Category: Product Management - TechnologyRole: Product ManagerEmployement Type: Full timeContact Details:
Company: VeriparkLocation(s): Hyderabad
Keyskills: Loan Origination System Retail LOS Corporate SME Overdraft PSPO Credit Cards line of credits Product Ownership loan service request Cspo
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