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Elite Relationship Manager - Wc-salaried Pl And Working Capital-sales @ Kotak Mahindra Bank

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 Elite Relationship Manager - Wc-salaried Pl And Working Capital-sales

Job Description

Job Role




  • To understand clients business & provide appropriate working capital solutions across Fund/ non-Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.

  • To managed the mapped portfolio through regular meetings with the clients, to serve them, and to enhance the wallet share

  • Build a sustainable direct sourcing channel by working closely with DSAs, CAs, associations etc. for new customer acquisition.

  • To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.

  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.

  • Focus on continually increasing book size and profitability of the assigned portfolio.

  • To understand client business model, trade related activities, cash flows etc. and identify opportunities and grow client relationships.

  • To be alert on competitive elements in the target segments (viz. other banks etc.) & augment the presence and penetration of the Kotak brand in the target market

  • Maintain high caliber client service.

  • Improve efficiency by monitoring & overseeing continuous improvement of processes

  • Share rapport with other operating units to customize and develop solutions

  • To ensure correct sourcing of clients is done and maintain high standard of hygiene parameters including managing risk/delinquency etc.

Job Requirement


  • Excellent written and oral communication skills

  • Preferably MBA/ CA

  • Experience: 2-3 years experience in the local market preferably some background in Sales & Credit Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees.

  • Strong oral and written Communication

  • Relationship Management Skill

  • Good influencing skills

  • Job Knowledge- The candidate would need to handle Sales for a gamut of products like OD, CC, BG, LC, Imp/Exp limits etc.

Job Classification

Industry: Banking
Functional Area / Department: BFSI, Investments & Trading
Role Category: Banking Operations
Role: Relationship Manager
Employement Type: Full time

Contact Details:

Company: Kotak Mahindra Bank
Location(s): Mumbai

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Keyskills:   Relationship management Customer acquisition Trade Penetration Sales Trade finance Client servicing Continuous improvement Transaction banking Monitoring

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Kotak Mahindra Bank

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