Manager - Enterprise Risk
- Utkarsh Small Finance
- 7 - 12 years
- Varanasi
- 6 months ago
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Job Description
- Formulation of Credit Policy for assigned products
- Review amendment proposal to credit policies
- Monitor effective implementation of credit policies
- Review and Analysis of historical loan data to understand the pattern from delinquency point of view
- Apply statistical tool to analyze the pattern and come with detailed assessment
- Review and Prepare risk dashboard for management which shows all important risk parameters
- Customer, vendor, competition visits & Market analysis
- Develop rating model/scorecard for various retail and corporate loans based on historical data
- Testing of scorecard/model on a regular basis and update
- Coordinate with various stakeholder for the rating model implementation
- Prepare and maintain database of loan products from risk assessment point of view
- Ensure data is correctly captured in the system and coordinate with different teams to fix the issue.
- Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption
- Regulatory, Audit reporting
interested candidate can share their resume on ad**********y@ut****h.bank.
Job Classification
Industry: BankingFunctional Area / Department: Risk Management & ComplianceRole Category: Risk Management & Compliance - OtherRole: Risk Management & Compliance - OtherEmployement Type: Full timeContact Details:
Company: Utkarsh Small FinanceLocation(s): Varanasi+ View Contact
Keyskills: Credit Risk Icaap Credit Rating Scorecard Risk Modeling Credit Policy ECL
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Utkarsh Small Finance
Utkarsh Small Finance Bank Ltd is the third largest small finance bank in India having more than 500 branches in 18 states / UT.
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