Credit Analyst - Working Capital @ Provance Business

Job Description

About the Role:

Credit Analysts play an integral role in the credit appraisal process. They help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. They work closely with RMs to assess the credit worthiness of customers, and prepare credit proposals in line with the requirement and policy guidelines.

Key Responsibilities

• Assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirementswithin the existing product suite and credit policy guidelines
• Conducting review/renewal of accounts
• Preparing and putting up various notes like appraisal, review, risk replies, etc.
• Coordinating with stakeholders belonging to various verticals during the process of sanctioning, credit delivery, audit and recovery
• Maintaining acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc

Employement Category:

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Keyskills:   credit appraisal working capital sme credit note credit analyst