Credit officer for a housing finance company @ Visishta Consulting

Job Description

Greetings from VISISHTACONSULTING

ROLE   CREDIT OFFICER 

COMPANY  REPUTED HOUSING FINANCE COM

LOCATIONS  DELHI, KOLKATA, BANGALORE, LUCKNOW, BARELI, DEHRADUN, JAIPUR, VIJAYWADA,  COIMBATORE 

SALARY 1.8 TO 4 LACS Depending on location

Exp   1+yrs as credit officer in housing finance

GRADUATE

JD

Job Title:

Credit Officer Housing Finance industry Kolkata, Delhi Dehradun, Bangalore, Lucknow, Bareli, Coimabatore Jaipur

Job Description:

Headquartered in Mumbai, they were formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India. For them their clients are at the heart of all our endeavours. They understand that their success only comes from ensuring all products and services meet the unique needs of each of their clients. Proactive customer-centric initiatives have ensured a steady upscale in their business and regularly create paths for expansion and growth.

What started as farsightedness in encouraging mortgage distribution, has today become one of the market leading products. A one-stop shop for all financial management solutions, it covers a wide range of products. They offer customized solutions in the areas of Mortgages, Insurance, Education Loans, Mutual Funds and Fixed Deposits. Delivering long-term value demands powerful tools as well as deep insights.


Job Title: Credit Officer Housing Finance industry - Kolkata

Job Responsibilities
1) Receive the application, check the income documents, bank statements & cibil records and do the initial assessment of the case

2) Visit customers place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.


3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.

4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution


5) Efficiently manage the Under-process files and ensure adherence to TAT

6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD

6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD

Key Skills:

Key Skills:
Good communication skills and command over Hindi / language and English

The above position requires high energy levels, integrity, customer orientation, analytical skills, convincing skills, process orientation, time management and a strong determination to achieve results

Basic knowledge of computer required

Ability to multi-task and manage overall operations

Mandatory:
Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels

The candidates must be open to travel extensively within the city as a part of the job responsibility

Industry: Housing Finance

Gender: Male

Experience: 1-3 years in Affordable Housing Finance companies

Qualification: Graduate/Post graduate in any discipline

CTC for Tier-I: 3 4 Lacs
CTC for Tier-II & III: 1.8 3 Lacs
No incentives, only fixed CTC

Notice Period: Immediate to 30 days

 IF YOU ARE INTERESTED SHARE YOUR RESUME TO KO*********5@GM**L.COM with present ctc, expected ctc, notice peirod and location preference 

KSRRAO

VISISHTACONSULTING

8008379***

Employement Category:

Contact Details:

+ View Contact

×

Login

Candidates can login here to view contacts and apply.

Sign In Sign Up

Email:

Password:

Password too short

To create your profile, apply for a job or make a registration

Sign In Close

Your name (*)

Email (*)

Mobile (*)

Preferred City (* max. 2 w/comma)

Designation / Expected Role

Current / Recent Company (*)

Experience (*)

0 - 1 Yrs 1 - 2 Yrs 2 - 3 Yrs 3 - 4 Yrs 4 - 5 Yrs 5 - 6 Yrs 6 - 7 Yrs 7 - 8 Yrs 8 - 9 Yrs 9 - 10 Yrs 10 - 11 Yrs 11 - 12 Yrs 12 - 13 Yrs 13 - 14 Yrs 14 - 15 Yrs 15 - 16 Yrs 16 - 17 Yrs 17 - 18 Yrs 18 - 19 Yrs 19 - 20 Yrs 20 - 21 Yrs 21 - 22 Yrs 22 - 23 Yrs 23 - 24 Yrs 24 - 25 Yrs 25 - 26 Yrs 26 - 27 Yrs 27 - 28 Yrs 28 - 29 Yrs 29 - 30 Yrs 30+ Yrs

Expected Salary (*)

Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

Desired Industry (*):

Accounting / Finance Advertising / MR / PR / Events Agriculture / Dairy Animation / Multimedia Architecture / Interior Design Astrology Automobile / Auto Ancillaries / Auto Components Aviation / Airline / Aerospace / Aeronautical Banking / Financial Services / Broking BPO / Call Center / ITeS Brewery / Distillery Broadcasting Cement / Building Material Chemical / Petro / Plastic / Rubber / Glass Consumer Electronics / Appliances / Durables Courier / Transportation / Freight Defence / Government Education / Teaching / Training Electricals / Switchgears Engineering / Construction / Cement / Metals Environment / Waste Management Export / Import / Trading Facility Management Fertilizers / Pesticides FMCG / Foods / Beverage Food Processing Furnishings / Ceramics / Sanitaryware / Electricals Gems / Jewellery Gifts / Toys / Stationary Government / Departmental Heat Ventilation / Air Conditioning Hotel / Restaurant Industrial Design Industrial Products / Heavy Machinery Insurance Internet / E-Commerce IT - Hardware / Networking IT - Software / Services KPO / Research / Analytics Leather / Leather Products Legal / Courts Logistics / Courier / Transportation Management Consulting / Strategy Manufacturing / Production Matrimony / Matchmaking Media / Entertainment Medical / Healthcare / Hospital Merchant Navy Metal / Iron / Steel MFI - Micro Finance Military / Police / Arms Ammunition Mining / Quarrying NBFC-Non Banking Financial Services NGO / Social Work Office Equipment / Automation Not Mentioned Paint / Art / Sculpture / Craft Paper / Wood Personal Care / Beauty Pharma / Biotech / Clinical Research Politics Power / Energy / Oil / Gas / Petroleum Printing / Publishing / Packaging Quality Certification Real Estate / Property Recruitment Services / RPO Religion / Spirituality Retail Security / Detective Services Semiconductors / Electronics Shipping / Marine Telecom / ISP Textile / Garments / Fashion Travel / Tourism / Hotels / Airlines / Railways Unskilled Labor / Domestic Help Veterinary Science / Pet Care Sports / Fitness / Beauty

Functional area / Department (*):

Accounts / Finance / Tax / CS / Audit Agent / Agency Analytics & Business Intelligence Architecture / Interior Design Banking / Insurance Beauty / Fitness / Spa Services Content / Journalism Corporate Planning / Consulting CSR & Sustainability Engineering Design / R&D Export / Import / Merchandising Fashion / Garments / Merchandising Guards / Security Services Hotels / Restaurants HR / Administration / IR IT- Hardware / Telecom / Technical Staff / Support IT Software - Application Programming / Maintenance IT Software - Client Server IT Software - DBA / Datawarehousing IT Software - E-Commerce / Internet Technologies IT Software - Embedded /EDA /VLSI /ASIC /Chip Des. IT Software - ERP / CRM IT Software - Mainframe IT Software - Middleware IT Software - Mobile IT Software - Network Administration / Security IT Software - Other IT Software - QA & Testing IT Software - System Programming IT Software - Systems / EDP / MIS IT Software - Telecom Software ITES / BPO / KPO / Customer Service / Operations Legal Marketing / Advertising / MR / PR Pharma / Biotech / Healthcare / Medical / R&D Packaging Production / Maintenance / Quality Purchase / Logistics / Supply Chain Sales / BD Secretary / Front Office / Data Entry Self Employed / Consultants Shipping Site Engineering / Project Management Teaching / Education Top Management Ticketing / Travel / Airlines TV / Films / Production Web / Graphic Design / Visualiser Other Areas

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach Resume  Max 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

Create password

I agree with website service terms and conditions

Sign Up Close

Candidates are expected to provide most recent and accurate profile information, inappropriate content is strictly prohibited!