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Underwriting Executive @ Roots Recruitment

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 Underwriting Executive

Job Description

Role & responsibilities


Motor Insurance

  • Underwrite motor insurance policies (Private Car, Two-Wheeler, Commercial Vehicles)
  • Risk evaluation as per insurer underwriting guidelines
  • Policy issuance, endorsements, renewals, and cancellations
  • Coordination with insurers for quotes, approvals, and claims support
  • Handling break-in cases and inspection coordination

Commercial Insurance

  • Underwriting of commercial lines such as:
  • Fire & Allied Perils
  • Marine
  • Engineering
  • Liability & Miscellaneous policies
  • Risk assessment and documentation review
  • Negotiation with insurers for competitive quotes
  • Policy placement, issuance, and endorsements
  • Ensuring regulatory and insurer compliance

Life Insurance

  • Underwriting individual and group life insurance proposals
  • Scrutiny of proposal forms and medical/financial documents
  • Coordination with insurance companies for underwriting decisions
  • Follow-ups for pending requirements and policy issuance
  • Maintaining accurate underwriting records

Health Insurance

  • Underwriting individual and group health insurance policies
  • Evaluation of proposals, medical declarations, and underwriting requirements
  • Coordination with insurers for approvals, loading, and policy issuance
  • Handling renewals, endorsements, and portability cases
  • Assisting clients and internal teams with underwriting-related queries

Cyber Insurance

  • Underwriting cyber insurance policies for corporate and commercial clients
  • Assessment of cyber risk exposure based on client profiles and proposal details
  • Coordination with insurers for quotations, coverage terms, and approvals
  • Review of proposal forms, IT security questionnaires, and risk disclosures
  • Policy issuance, endorsements, and renewals in compliance with insurer guidelines

Job Classification

Industry: Financial Services (Broking)
Functional Area / Department: BFSI, Investments & Trading
Role Category: General Insurance
Role: Underwriter
Employement Type: Full time

Contact Details:

Company: Roots Recruitment
Location(s): Mumbai

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Keyskills:   Insurance Underwriting IRDAI Commercial Underwriting Motor Underwriting Underwriting Policy Issuance Medical Underwriting Life Insurance Underwriting Health Insurance

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₹ -4 Lacs P.A

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Roots Recruitment

Quality is our main objective We offer manpower,outsourcing,staffing solutions and human resources(HR) services in multiple sectors of the industry.To us quality is everything and we at Roots welcome all the companies and organizations in Gulf sector