Business Analyst- Credit Cards
- Idexcel
- 4 - 9 years
- Hyderabad
- 2 months ago
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Job Description
Hello,
Designation: Business Analyst
Client : IDEXCEL Technologies, Full Time Position
Experience: 4+ Years
Notice Period: immediate to 15 Days
Work Mode: Work From Office( 5 Days in a week)
Work Location: Ameerpet, Hyd.
Required Skills & Experience
- 4 to 12+ years of Product Management experience in Banking, FinTech, Cards, Lending, Onboarding, or Core/Payment systems.
- Strong understanding of credit card lifecycle, including origination, underwriting, booking, servicing, and dispute/regulatory requirements.
- Experience with credit underwriting and decisioning logic, income/employment verification, credit bureau integrations, and KYC/AML.
- Familiarity with regulatory requirements for credit cards: Reg B, Reg Z, FCRA, ECOA, UDAAP, Truth in Lending, Fair Credit Billing Act.
- Experience with configurable workflow/journey builders, decision engines, or low-code automation platforms.
- Ability to write high-quality requirements, user stories, and acceptance criteria with banking-level precision.
- Strong technical acumen, working knowledge of APIs, integrations, and core system/data flows.
Preferred / Nice to Have
- Experience with Agentic AI or AI-driven underwriting and onboarding automation.
- Experience integrating with card processors (e.g., FIS, Fiserv, TSYS, Marqeta, Galileo).
- Prior experience with deposit onboarding, cross-sell journeys, or multi-product decisioning.
What We Offer
- Opportunity to build a next-generation AI-first credit card origination platform for banks and financial institutions.
- Ability to influence foundational product architecture, customer experience, and compliance automation.
- Competitive compensation, performance bonus, and growth into Director of Product Cards & Payments.
Job Classification
Industry: IT Services & ConsultingFunctional Area / Department: IT & Information SecurityRole Category: IT & Information Security - OtherRole: IT & Information Security - OtherEmployement Type: Full timeContact Details:
Company: IdexcelLocation(s): Hyderabad
Keyskills: Credit Cards Use Cases Requirement Gathering Underwriting User Stories Card Payments Payments Business Analysis Credit Card Domain Brd Agile FRD Cards
Idexcel
Idexcel Technologies Private Limited Idexcel is a Professional Services and Technology Solutions provider specializing in Cloud Services, Application Modernization, and Data Analytics. Idexcel is proud that for more than 21 years it has provided services that implement complex technologies that ...
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