Relationship Manager - Home Loan & LAP @ Muthoot Housing

Job Description

Job Title: Relationship Manager / Relationship Officer / Sales Executive Home Loan & LAP

Locations: Chennai, Baroda, Nagercoil, L.B. Nagar, Cochin, Pimpri-Chinchwad, Sanganeer, Ghaziabad, Nellore, Warangal

About the Role:
We are looking for a motivated and performance-driven Relationship Manager (or Officer) with hands-on experience in selling Home Loans, Loan Against Property (LAP), Mortgage Loans, and Housing Finance products. The candidate will be responsible for sourcing customers, generating leads, and achieving monthly sales targets.


Key Responsibilities:

• Source and acquire customers for Home Loan / LAP / Mortgage / Housing Loan products
• Generate leads through channels such as DSA, connectors, builders, real estate agents, and direct sales
• Conduct customer meetings & understand financial requirements
• Explain loan products, eligibility, charges, and documentation requirements
• Coordinate with credit team for file processing and approvals
• Ensure timely loan disbursement and customer onboarding
• Maintain strong relationships with channel partners
• Achieve monthly and quarterly sales targets
• Provide accurate market feedback & competitor insights


Product Expertise Required:

• Home Loan (HL)
• Loan Against Property (LAP)
• Mortgage Loan
• Housing Loan / Home Finance


Eligibility & Experience:

• Mandatory experience in selling Home Loans / LAP / Mortgage Loans
• Minimum experience: 1-4yrs of experience
• Experience with NBFC / Banks / Housing Finance companies preferred
• Strong understanding of credit norms & documentation
• Proven track record in sales and target achievement


Skills Required:

• Excellent communication & relationship-building skills
• Strong negotiation & closing ability
• Market awareness of real estate & mortgage segment
• Customer handling & follow-up discipline

Employement Category:

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   mortgage loans lap home loans housing finance housing loan lead generation nbfc