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Associate - CRM - Motor Finance - Operations @ Tata Capital

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 Associate - CRM - Motor Finance - Operations

Job Description

  • Bachelor degree from a recognized college/university

Desired Experience: 3-5 Years. Experience involving direct interactions with customers preferred.

Key Objective of the Job: Customer communication management

Key Deliverables:
  • Experience in QRC management and direct interaction with customers to resolve issues.
  • Leading and monitoring the complaint-handling team within customer service.
  • Monitoring RBI CMS and CPGRAMS portals to track complaints received from regulators.
  • Interacting with cross-functional teams to ensure on-time resolution of customer complaints.
  • Escalating complex or high-impact cases to appropriate departments (Collections, Operations, Sales, etc.).
  • Ensuring all resolved cases are closed with customer confirmation when necessary.
  • Interacting with RBI officials on queries raised or advisories issued and providing necessary clarifications.
  • Ensuring all RBI advisories are complied with within the given timeline and uploading all supporting evidence on the portals.
  • Maintaining accurate and detailed records of all complaints, actions taken, and resolutions.
  • Preparing complaint-related MIS reports for submission to RBI as per applicable RBI circulars.
  • Identifying recurring issues and suggesting improvements to enhance customer experience.
  • Interacting with the Internal Ombudsman (IO) for complaint resolution and addressing queries raised by the IO.
  • Ensuring IO suggestions are implemented and following up through every step of the process.
  • Documenting evidence of implementation of IO recommendations and updating the IO accordingly.
  • Ensuring adherence to regulatory requirements, internal policies, and audit standards at all times.
  • Serving as the primary point of contact during RBI audits and internal audits related to customer complaints.
  • Driving improvements based on audit findings to enhance process robustness and regulatory compliance.
  • Providing timely training to the team on process changes, new implementations, policy updates, and system enhancements to ensure operational readiness and compliance.
  • Initiating new projects and process improvement initiatives to strengthen complaint management operations.
Specialized job competencies:
  • Project Management skills
  • System knowledge - MS Office, CRM, MS Powerpoint
  • Process orientation
  • Ability to influence & build strong working relationship with grass root employees & seniors
  • Team management
Other desired attributes:
  • Passion for working on Customer service & initiatives impacting Customers
  • Communication (Oral & written) & Presentation skills
  • Desire to learn & explore
  • Creativity & resourcefulness

Job Classification

Industry: Financial Services
Functional Area / Department: Customer Success, Service & Operations
Role Category: Operations
Role: Operations Manager
Employement Type: Full time

Contact Details:

Company: Tata Capital
Location(s): Mumbai

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Keyskills:   Team management Process improvement CMS Customer service MS Office Powerpoint Operations Monitoring Complaint management Auditing

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Tata Capital

Tata Capital Limited, a subsidiary of Tata Sons Private Limited, is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company. A trusted, customer-centric, one-stop financial solutions partner, it caters to the diverse needs of retail, com...