Senior US Mortgage Underwriter
- Firstsource
- 3 - 8 years
- Chennai
- 2 months ago
- Email to a friend
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Job Description
Great opportunity For Freshers - Senior US Mortgage Underwriter
HR SPOC - Aiswarya HR
Underwriter and Sr Underwriter
Experience required for the Job: 3+ years
Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad
Key skills: Underwriting, US mortgage
Position Overview
Candidate should have total 3+ years of US mortgage underwriting experience
- Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
- Should have good analytical and problem-solving skills
- Should have decision-making skill when applying in business judgment
- Evaluate complete loan documents and should provide approval or denial decision
- Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
- Thorough income calculation Salaried income, business income, retired other income and rental income
- Complete review of Collateral and property valuation
- Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
- Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
- Validating and processing the Loan documents on behalf a Mortgage lender organization.
- Evaluating evidence of borrowers willingness and ability to repay the obligation
- Good communication, Presentation skills, Self-motivated and hard working
About you:
- Minimum 3 years of Underwriting experience in US Mortgage.
- Sound knowledge of US Residential mortgage
- Exposure of Underwriting processes & guidelines.
- Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
Contact Person:
HR Recruiter - Aiswarya M / 8072289***
Interested candidates share your resume to ai*********m@fi********e.com
Mention reference Aiswarya in top of your resume.
Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or ai*********m@fi********e.com
Job Classification
Industry: BankingFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Lending - OtherEmployement Type: FreshersContact Details:
Company: FirstsourceLocation(s): Chennai
Keyskills: Us Residential Mortgage Us Mortgage Underwriting Decision Making Loan Origination Post Closing Risk Assessment US Mortgage 4c Credit Capacity Income Calculation Dtl Collaterals
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