Hiring Underwriters | US Mortgage | Firstsource Solutions | Apply Now!
- Firstsource
- 3 - 8 years
- Chennai
- 2 months ago
- Email to a friend
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Job Description
Underwriter and Sr Underwriter
Experience required for the Job: 3+ years
Job Location: Chennai
Key skills: Residential Underwriting, US mortgage
Position Overview
- Candidate should have total 3+ years of US mortgage underwriting experience.
- Sound knowledge of US Residential mortgage & Live Underwriting.
- Exposure of Underwriting processes & guidelines.
- Credit analysis based on borrowers Income, Asset, Liability and Collateral (4Cs of Underwriting (Asset, Income, Credit and Collateral) to determine the credit worthiness of a customer
- Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
- Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
- Should have good analytical and problem-solving skills
- Should have decision-making skill when applying in business judgment
- Evaluate complete loan documents and should provide approval or denial decision
- Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
- Thorough income calculation Salaried income, business income, retired other income and rental income
- Complete review of Collateral and property valuation
- Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
- Validating and processing the Loan documents on behalf a Mortgage lender organization.
- Evaluating evidence of borrowers willingness and ability to repay the obligation
- Good communication, Presentation skills, Self-motivated and hard working
If interested kindly share your CV to de*************r@fi********e.com or whatsapp to 8637451***.
Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or de*********i@fi********e.com email addresses.
Job Classification
Industry: BPM / BPOFunctional Area / Department: BFSI, Investments & TradingRole Category: BFSI, Investments & Trading - OtherRole: BFSI, Investments & Trading - OtherEmployement Type: Full timeContact Details:
Company: FirstsourceLocation(s): Chennai
Keyskills: live underwriting US Mortgage Residential Mortgage residential underwriting 4C Us Mortgage Underwriting Post Closing Us Residential Mortgage Mortgage Underwriting GNMA FHLMC FNMA
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