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Credit Risk - Data and BI Analyst @ Toast

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 Credit Risk - Data and BI Analyst

Job Description

  • Collaborate with business and operations teams to define, track, and maintain KPIs and KRIs that align with company-wide goals
  • Analyze large and complex datasets using SQL and Python to surface trends, flag risks, and recommend optimizations
  • Build and manage collaborative, self-serve dashboards and data applications using Hex to drive decision-making at all levels
  • Translate raw data into clear insights, reports, and visualizations that deliver business value and operational impact
  • Conduct root-cause and variance analysis on performance data to highlight key issues and opportunities
  • Develop and optimize ETL pipelines and support scalable data workflows using Snowflake and Python-based tooling
  • Ensure high data quality and governance through documentation, validation checks, and best practices
  • Act as a data translator between technical teams and business stakeholders, fostering a data-driven culture across the organization
Do you have the right ingredients*(Qualifications):
  • Bachelor s degree in a technical or analytical field (e.g., Data Science, Statistics, Computer Science, Engineering, Economics)
  • 2-5 years of experience in a Data Analyst, BI Analyst, or similar analtics role
  • Strong proficiency in Python for data analysis, automation, and reporting (e.g., pandas, NumPy, seaborn, matplotlib)
  • Advanced SQL skills for querying large datasets across multiple sources
  • Hands-on experience with cloud data warehouses, particularly Snowflake
  • Experience building interactive, real-time dashboards in Hex or similar BI tools
  • Familiarity with Git and collaborative analytics workflows (e.g., version-controlled notebooks or analytics repos)
  • Strong ability to analyze and own data end-to-end slicing, interpreting, and bringing clarity to business and operational questions
  • High attention to detail and a strong sense of data accountability
  • Understanding and experience building credit risk management dashboards

Job Classification

Industry: Software Product
Functional Area / Department: Data Science & Analytics
Role Category: Business Intelligence & Analytics
Role: Analytics Consultant
Employement Type: Full time

Contact Details:

Company: Toast
Location(s): Bengaluru

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Keyskills:   Computer science Data analysis Automation Analytical Customer support Data quality Variance analysis Operations Analytics SQL

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