Mega Walk- in Drive For Mortgage Underwriter on 12 & 13 Sep
- HCLTech
- 2 - 7 years
- Chennai
- 3 months ago
- Email to a friend
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Job Description
If you are looking for an exciting opportunity, join us at the Walk-in Drive!
HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Navalur.
Walk-in Drive Details:
Location: HCL Technologies Ltd, ETA 3, No 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai
Date: 12th September, Friday & 13th September Saturday
Time: 10:00 AM - 3:00 PM
Contact HR SPOC Dharani & Sanjay
Job Opportunity: Associate / Senior Executive
Location: Chennai
Shift Timing: 6:00 AM 4:00 PM (IST)
Domain: Australian Mortgage Underwriting
Work Model: Work from Office (WFO)
Job Summary:
The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.
Responsibilities:
Analyzing customer financial positions, employment history, credit history, and ability to repay.
Understanding and applying the 4 Cs of Credit effectively.
Ensuring compliance with regulatory and company guidelines.
Assessing credit risk and determining loan approval/decline decisions.
Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
Communicating with external stakeholders, including Brokers/Lenders.
Demonstrating strong customer-centric communication skills.
Core Responsibilities:
Loan Applition Assessment
Creditworthiness Evaluation
Income Verification
Risk Analysis
Property Valuation Review
Reviewing Loan-to-Value Ratio (LVR)
Approval or Declination of Loans
Fraud Detection
Skills & Qualifications:
Knowledge of Responsible Lending Obligations
Understanding of APRA and ASIC regulations
Strong analytical and financial assessment skills
Excellent attention to detail and time management
Effective communication & stakeholder management skills
Experience with lending policies & procedures
Experience with KYC process
Qualification & Experience:
Education: Bachelor's or Master's degree in any field.
Experience: 2+ years in Mortgage Underwriting and Quality in Australian, USA, or UK mortgage domains.
Must-have: Strong understanding of Australian, US, or UK lending regulations.
Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.
Job Classification
Industry: BPM / BPOFunctional Area / Department: OtherRole Category: OtherRole: OtherEmployement Type: Walk-insContact Details:
Company: HCLTechLocation(s): Chennai
Keyskills: Mortgage Underwriting Income Calculation Underwriting Us Residential Mortgage
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