Gold loan Manager @ Sonali Kumari Hiring

Job Description

Job Opening Loan Manager (Gold Loan Department)
Client: Muthoot Finance
Location: Mumbai
Job Type: Full-Time
Language: English (Mandatory)
Department: Gold Loan Department (Mandatory)
Bike: Mandatory
Budget: As per Market Standards
Experience: 3-5 Years (Gold Loan Experience Mandatory)

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Job Summary

Muthoot Finance is seeking an experienced and results-driven Loan Manager to lead our Gold Loan Department in Mumbai. The ideal candidate will be responsible for managing end-to-end lending operations, supervising loan officers, and ensuring the loan portfolio remains compliant, profitable, and low-risk.

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Key Responsibilities

• Lead and oversee daily loan department operations, including origination, underwriting, processing, and disbursement.

• Review and approve loan applications within authority limits; escalate large cases to senior management.

• Manage the loan portfolio to ensure performance, compliance, and minimal delinquency.

• Drive lead generation to closure in gold loan business.

• Collaborate with senior leadership to set growth strategies, lending targets, and product improvements.

• Ensure compliance with RBI, NBFC, and Banking guidelines along with audit standards.

• Use data analytics to monitor loan trends, customer behavior, and suggest operational enhancements.

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Requirements

• Bachelors or Masters degree in Finance.

• 3 to 5 years of proven experience in Loan Management (Gold Loan experience is mandatory).

• Strong knowledge of various loan products (home, personal, SME/business, vehicle, etc.).

• Proficiency in credit appraisal techniques, risk assessment tools, and underwriting norms.

• Excellent understanding of lending regulations, compliance, and KYC norms.

• Hands-on experience with Loan Management Software (LOS, LMS, CRM).

• Must own a bike for field visits and operational mobility.

• It is a field sales job role. 

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How to Apply:
Interested candidates can share their updated resume at So***************7@gm**l.com  with the subject line "Application Gold Loan Manager (Mumbai)".

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Keyskills:   gold loan credit manager gold loan executive