Business Analyst-Transaction Banking
- Valuelabs
- 12 - 21 years
- Chennai
- 5 months ago
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Job Description
Job Title: Principal / Lead Business Analyst Transaction Banking (Digital Channels | API | Corporate Payments)
- Location: Chennai
- Experience: 12-18 Years
- Industry: Banking, FinTech, Financial Services
- Domain: Transaction Banking | API Banking | Corporate Channels | Cash & Liquidity | Payments
Summary:
Were hiring a seasoned Senior Business Analyst in Transaction Banking who can operate at the intersection of domain expertise, digital transformation, and enterprise-scale delivery. If you've lived through the trenches of Cash Management, API Banking, SWIFT/ISO-based payments, and Corporate Channel onboarding, this role was built for you.
You'll play a pivotal role in driving multi-country digital initiatives across our Transaction Banking platforms, covering Corporate Internet Banking, API integrations, and end-to-end payment ecosystems for large enterprise clients.
Who Should Apply
- You are a domain-first thinker with deep Transaction Banking experience (Cash Management, Payments, Corporate Onboarding)
- Youve worked on Corporate Internet Banking, H2H integrations, and API Banking platforms
- You can lead requirements across multiple squads, speak both business and tech, and own the end-to-end solutioning
- You thrive in complex banking environments and want to make a regional impact across multi-entity platforms
Your Role What You Will Own
- Act as the functional SME for Transaction Banking covering cash management, payments, virtual accounts, collections, liquidity, and corporate onboarding
- Own and define BRDs, FSDs, user journeys, business rules, and channel configurations across Web, Mobile, H2H, and API
- Translate regulations, clearing house requirements, and customr needs into functional blueprints
- Deep dive into payment messaging standards SWIFT MT101/103, ISO 20022 (pain.001, pacs.008, camt.053)
- Partner with product owners to drive backlog grooming, sprint planning, and functional walkthroughs
- Own customer migration journeys and ensure readiness across onboarding, entitlements, payment templates, and authorization matrix
- Validate API payloads, assist in integration design, and interface with ERP/payment systems (SAP, Oracle, Tally, etc.)
- Be the face of functionality for cross-border projects, including compliance mapping, SLA design, and incident analysis
- Track and resolve functional issues, perform RCA, and manage stakeholder communication from UAT to go-live
Must-Have Experience
- Minimum 1215 years in Banking/Fintech domain, with strong focus on Transaction Banking / Corporate Banking
- Proven hands-on expertise in Payments (NEFT, RTGS, SWIFT, ISO 20022), Virtual Accounts, Collections, Liquidity
- Strong command over Corporate Digital Channels Web, Mobile, Host-to-Host, and especially API Banking
- Proficient in designing BRDs, FSDs, business flows, message formats, and user management configurations
- Experience in platforms such as Finacle Corporate Banking, TCS BaNCS, iGTB, or similar
- Working knowledge of API design (JSON, XML), tools like Postman, and corporate onboarding workflows
Job Classification
Industry: BankingFunctional Area / Department: Product ManagementRole Category: Product Management - OtherRole: Product Manager - OtherEmployement Type: Full timeContact Details:
Company: ValuelabsLocation(s): Chennai
Keyskills: Gap Analysis Requirement Gathering Transaction Banking Digital Channels Business Analysis User Stories Corporate Banking Trade Finance Cash Management
Valuelabs
About ValueLabs We are a leading global technology company specializing in Digital Enablement and Product Development. Through our unique OneCompany model of engagement, we help companies unleash the potential of digital technology to achieve real business outcomes, make processes frictionless a...
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