Micro Finance Manager
- Ahope Solutions
- 10 - 15 years
- Madurai
- 4 months ago
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Job Description
We are looking for a highly experienced Regional Manager to oversee and manage our Sub BC operations for Microfinance and Agri/Farmer Finance. The ideal candidate should have a strong track record in handling Sub BC partnerships, ensuring operational efficiency, compliance, and business growth. The role also requires expertise in evaluating financial institutions such as NBFCs, MFIs, NGOs, Trusts, and Societies to assess their creditworthiness and operational viability before onboarding them as Sub BC partners.
Role & responsibilities
- Sub BC Management: Oversee the performance and operations of all Sub BCs in the assigned region.
- Business Growth:
- Understand the business model for the organisation, including Value Chain Finance (VCF) and Event Based Disbursement (EBD)
- Leverage the Sub BCs to drive loan disbursement and customer acquisition through VCF and EBD, while maintaining quality.
- Ensure strong control over the prime stakeholders for the VCF and EBD process.
- Engage with the bank to enable VCF and EBD.
- Evaluation & Onboarding of Sub BCs:
- Conduct detailed assessments of NBFCs, MFIs, NGOs, Trusts, and Societies for their creditworthiness, operational capabilities, and risk factors before appointing them as Sub BCs.
- Perform due diligence on potential Sub BC partners, reviewing their financial statements, repayment history, governance structures, and risk management frameworks.
- Ensure that selected Sub BCs align with the companys financial inclusion goals, regulatory compliance, and operational efficiency.
- Compliance & Risk Management: Ensure all Sub BCs operate within regulatory and compliance guidelines.
- Operational Efficiency: Streamline processes to enhance productivity and service delivery at Sub BC branches.
- Stakeholder Coordination: Work closely with banks, NBFCs, and financial institutions for approvals and partnerships.
- Team Leadership: Manage and guide field teams and Sub BC partners to achieve business goals.
- Portfolio Quality: Monitor loan repayments and ensure strong portfolio health with minimal delinquencies.
- Customer Engagement: Implement awareness programs to educate customers on financial products and services.
Preferred candidate profile
- Experience: Minimum 10 years of experience in handling Sub BC operations in Microfinance and Agri/Farmer Finance.
- Expertise in Partner Evaluation:
- Proven experience in evaluating and onboarding NBFCs, MFIs, NGOs, Trusts, and Societies as Sub BCs.
- Strong understanding of credit assessment, financial due diligence, and risk evaluation of lending institutions.
- Ability to assess operational processes, governance models, and compliance adherence of potential Sub BC partners.
- Industry Knowledge: Strong understanding of financial inclusion, rural banking, and BC/BF models.
- Leadership Skills: Proven ability to lead large teams and coordinate with multiple stakeholders.
- Analytical Ability: Experience in monitoring financial performance, risk assessment, and credit analysis.
- Communication Skills: Strong ability to interact with senior management, field teams, and external partners.
- Tech-Savvy: Familiarity with digital banking platforms, loan management systems, and financial technology.
- MBA/PG in Finance, Rural Development, or any relevant field.
- Prior experience working with Banks, NBFCs, or Microfinance Institutions in a Sub BC leadership role.
If you are passionate about financial inclusion, Sub BC operations, and rural financing, we invite you to be part of our growing team.
Job Classification
Industry: Financial ServicesFunctional Area / Department: BFSI, Investments & TradingRole Category: LendingRole: Regional ManagerEmployement Type: Full timeContact Details:
Company: Ahope SolutionsLocation(s): Madurai
Keyskills: Loan Collection Agri Finance Mfi Business Correspondence Microfinance Rural Finance Loan Origination Financial Services Fpo Banking Operations Accounting Farmer Finance Banking And Finance Agri Lending Micro Business Loan NBFC Working Capital
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Ahope Solutions
Welcome to aHOPE, where our vision extends beyond the ordinary, shaping a future where creditworthiness is redefined, livelihoods are empowered, and the use of working capital funds is crystal clear. At aHOPE, we're not just transforming industries; we're revolutionizing the very essence of financia...
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