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Credit Officer @ Larsen & Toubro

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 Credit Officer

Job Description

Position: Credit Officer
L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential. for additional IDs
Key Responsibilities
  • Pre-screening of all the documents as per lender checklist
  • Maintain list of pending cases and follow up with business team regularly
  • Preparation of CAM as per template for Trust Seal and lender pre-screening
  • Maintaining overall TAT and quality
  • Review of credit verification reports
  • Tracking and representing cases to the lenders post pre-screening
  • Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
  • Follow-up with agencies, Guide Business team etc. for completion of documentation and Credit check analysis
  • Co-ordination with Fintech Partners and other agencies as part of Credit check analysis
Key Competencies
  • Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.
  • Experience in CAM preparation for Credit Analysis
  • Good communication and presentation skills
  • Strong analytical skills and should be able to demonstrate sound judgement.
  • Strong Excel Skills

Job Classification

Industry: Engineering & Construction
Functional Area / Department: BFSI, Investments & Trading
Role Category: Lending
Role: Credit Manager
Employement Type: Full time

Contact Details:

Company: Larsen & Toubro
Location(s): Mumbai

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Keyskills:   global operations Analytical skills Credit verification Finance Credit analysis Weaving Financial services Analytics Monitoring Cam

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Larsen & Toubro

LT is a USD 27 billion-dollar Indian multinational company with an annual growth rate at 31% YOY. L&T is a USD 27 billion-dollar Indian multinational company with an annual growth rate at 31% YOY. L&T operates in various Sectors like Technology, IT construction. Hydrocarbon, power ,Metal ...

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