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Credit Manager - Visakhapatnam/Vizag - Yes @ Yes Bank

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 Credit Manager - Visakhapatnam/Vizag - Yes

Job Description

Core Responsibilities

  • Appraises /recommends/ approves credit proposals as per the delegation of authority.
  • Reviews delinquent cases and document learning s / portfolio reviews for risk management.
  • Conducts process audits and reports delinquencies and anomalies.
  • Recommends changes to policy/process based on local nuances / competitor feedback.
  • Implements system integration plans.
  • Monitors NPA and keeps a track of it.
  • Ensures field customer visits for PD and deliveries within agreed TAT.
  • Managing all CPA s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
  • Ensures maintenance of Healthy Portfolio for the bank.
  • Makes customer visits wherever required to ensure appropriate closure of the deal.

People Management or Self - Management Responsibilities

  • Manages CPA Team.
  • Imparts Training and knowledge sharing

Risk and Internal Control Responsibilities

  • Identifies process and policy gaps and potential risk arising out of it.
  • Suggests internal control measures and ensure implementation to address such gaps.

Job Classification

Industry: Banking, Financial Services, Broking
Functional Area: Financial Services, Banking, Investments, Insurance,
Role Category: Retail/Personal Banking
Role: Retail/Personal Banking
Employement Type: Full time

Education

Under Graduation: Any Graduate in Any Specialization
Post Graduation: Post Graduation Not Required
Doctorate: Doctorate Not Required, Any Doctorate in Any Specialization

Contact Details:

Company: Yes Bank
Location(s): Visakhapatnam

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Keyskills:   Training Credit processing Process audit Process training System integration Banking Management Risk management

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Yes Bank

YES BANK is India's fifth largest private sector Bank, founded by Rana Kapoor in 2004. Yes Bank is the only Greenfield Bank licence awarded by the RBI in the last two decades