UPI SME
- Winjit Technologies
- 5 - 8 years
- Delhi, NCR
- 10 months ago
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Job Description
- Act as a subject matter expert (SME) for UPI payments, including transactions, reconciliation, dispute management, and fraud prevention.
- Lead end-to-end implementation of UPI solutions for banking and fintech partners.
- Ensure compliance with NPCI regulations , RBI guidelines, and industry standards.
- Work closely with engineering and product teams to optimize UPI architecture, API performance, and security protocols.
- Analyze UPI transaction data and suggest enhancements for scalability and efficiency.
- Collaborate with business stakeholders to develop UPI-based payment strategies and new product innovations.
- Stay updated with latest UPI trends , NPCI circulars, and emerging technologies in digital payments.
- Manage and resolve technical or operational issues related to UPI implementations.
- 5-7 years of experience in digital payments, banking, or fintech, with 3+ years in UPI domain.
- Strong knowledge of UPI architecture, APIs, PSPs, TPAPs, and merchant integrations.
- Hands-on experience with NPCI compliance, ISO 20022, payment gateways, and fraud management.
- Expertise in UPI mandate, auto-pay, UPI 2.0/3.0, tokenization, and digital wallets.
- Understanding of security standards (PCI DSS, encryption, tokenization) for payments.
- Strong stakeholder management and ability to coordinate between business, product, and tech teams.
- Prior experience working with banks, fintech firms, or payment aggregators is a plus.
- Excellent problem-solving, analytical, and communication skills.
- Prior experience with NPCI certification processes for UPI integrations.
- Understanding of AI/ML-driven fraud prevention in digital payments.
- Experience working with cloud-based payment infrastructure .
Job Classification
Industry: IT Services & ConsultingFunctional Area / Department: BFSI, Investments & TradingRole Category: General InsuranceRole: Actuarial AnalystEmployement Type: Full timeContact Details:
Company: Winjit TechnologiesLocation(s): Delhi, NCR
Keyskills: digital iso payments pay sme regulatory compliance problem solving tokenization fintech reconciliation upi emv encryption stakeholder management compliance integration payment gateways processing api pci dss atm communication skills architecture
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