Job Responsibilities :
- Appraising proposals for HL / LAP and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
- Supervising, controlling delinquency and credit loss
- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports
- Fulfilling the credit training needs of the entire business team on a continued & timely basis
Requirement In-depth knowledge of:
- Financial & Credit Risk analysis
- Risk (credit/investment, operational, others) identification and mitigation
- Banking products and procedures; Documentation
- Team Management
- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.
- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members.
- Nurturing, managing & imparting training to the team is also one of the core activities.
- Managing a team of Credit Managers
Requirements :
- Qualified CA with min 7 years of work exp in Credit role.
- Should have handled Home Loans / LAP .

Keyskills: Home Loans credit CA Lap Loans Credit Underwriting Mortgage Loans
IIFL Finance Limited (hitherto referred to as IIFL) (NSE: IIFL, BSE: 532636) is one of the leading players in the financial services space in India. Together with its subsidiaries IIFL Home Finance Limited, IIFL Samasta Finance Limited (Formerly known as Samasta Microfinance Limited) and IIFL Open ...