Risk Lead - Unsecured Loans
- Idfc First Bank
- 10 - 18 years
- Mumbai
- 7 months ago
- Email to a friend
- Report this job
Job Description
Role/ Job Title:Risk Lead (Multi Product)
Function/ Department:IRetail Business Risk
Job Purpose:
The personal must work to create the policies for multiple products and monitor the portfolio sourced.
Roles & Responsibilities:
- Evaluate Product programs/Policies in line with regulatory guidelines and build strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation etc.).
- Monitor portfolio delinquencies at a micro level, identification of segments, locations and profiles which are delinquent.
- Assure adherence to the guidelines set by the bank.
- Facilitate implementation of technological interventions like scorecards, digital journeys, and automation to streamline processes.
- Shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk-based pricing.
- Use analytics for tracking portfolio performance trends.
- Serve as a policy expert and conduct training when needed.
- Prepare monthly newsletter - snapshot of Portfolio performance, monthly acquisition trend, quality of portfolio and trigger monitoring.
- Capture and share best- practice knowledge amongst the team.
- Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
- Leverage in-house synergies through collaboration with internal stakeholders.
- Keep abreast of 4global market trends and competitor strategies in key markets.
Job Classification
Industry: BankingFunctional Area / Department: Data Science & AnalyticsRole Category: Business Intelligence & AnalyticsRole: Business Intelligence & Analytics - OtherEmployement Type: Full timeContact Details:
Company: Idfc First BankLocation(s): Mumbai+ View Contact
Keyskills: Risk Analytics Data Science Data Analytics
Fraud Alert to job seekers!
₹ Not Disclosed
Similar positions
Job Listings
We are in open beta version of website, please let us know if any issues, at: info(at)indigojobs.in