Credit Manager Job Description Template @ Cars24 Services

Job Description

Job brief

We are looking for a Credit Manager to oversee our companys lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.

Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.

Ultimately, you will help us minimize bad debts and increase revenues from loans.

Responsibilities

• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our company's credit policies

Hiring In Banking:

Experience : 2 Yrs to 16 yrs .

Salary : 3.0 to 18.00 lack per annum.

Location : Pan India.

Contact details : hidden_mobile Hr.Aayushi Singh.

Email id : hidden_email

Employement Category:

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Keyskills:   credit analysis financial management risk management communication skills credit management customer relationship