Credit Risk Analyst - Navi Mumbai,Thane,Mumbai
- Fiserv
- 2 - 7 years
- Multi-City, India
- 24 days ago
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- Report this job
- Thane,Maharashtra, Navi Mumbai,Maharashtra, Mumbai (All Areas)
Job Description
Job Posting Title: Credit Risk Analyst
Job Location : Thane
About the Business
Were Fiserv, a global leader in Fintech and Payments, enabling innovative financial services experiences that are in step with the way people live and work today. The companys approximately 44,000 associates proudly serve clients in more than 100 countries, so our customers, members and consumers can move money when and where they need it, at the point of thought. Our aspiration is to move money and information in a way that moves the world.
As a FORTUNE 200 Company and one of FORTUNE Magazine Worlds Most Admired Companies for the 8th consecutive year, we are committed to excellence and purposeful innovation. Explore the possibilities of a career with Fiserv and Find Your Forward with us.
What does a successful Credit Analyst do at FISERV ?
- A self-starter, to perform tasks with autonomy and make decisions.
- An analytical mindset to learn and understand different business models and assess the potential risks
- Collaborate with internal and external stakeholders to drive the consensus on risk approach
What will you do:
- Credit Risk Analyst role is an APAC level role which will include markets like India, Australia, South East Asia ( Singapore, Malaysia)
- Perform credit analysis and underwriting for prospective accounts
- Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue trade-off consistent with credit policy and loss target expectations.
- Apply credit risk guidelines, policies and procedures in letter and spirit. Also conduct periodic reassessment of the policies and procedures based on the industry trends and portfolio performance.
- Manage the existing key merchant/partner portfolio to analyse/mitigate potential risk on periodic basis.
- Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships
- Investigations include the gathering of data from various sources & systems and interpreting the data to manage the risk.
What will you need to know:
- Ability to understand and evaluate financial statements comprehensively
- Ability to apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests.
- A successful analyst must have the ability to work in a fast-paced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio
- Role needs good verbal and written communication skills to manage internal stake holders and external stake holders i.e. business team, legal team, compliance team and customers.
- Time management skills well as good negotiation ability is must.
What would be great to have:
- Background in payment industry or fintech company
- At least 2 years of work experience in risk management or a related field.
- Preferred experience in analyzing data using tools like Excel, VBA, SQL, and Python.
- Prior experience in risk management
We welcome and encourage diversity in our workforce. Fiserv is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour , religion , sex, sexual orientation , gender identity, national origin , disability , or status as a protector veteran .
Explore the possibilities of a career with Fiserv and Find your Forward with us !
Job Classification
Industry: FinTech / PaymentsFunctional Area: FinTech / Payments
Role Category: Assessment / Advisory
Role: Risk Analyst
Employement Type: Full time
Contact Details:
Company: FiservLocation(s): Multi-City, India
Fiserv
Fiserv is a global leader in financial services technology solutions. We're helping more than 12,000 clients worldwide create and deliver experiences for a digital world that's always on. Solutions that enable today's consumer to move and manage money with ease, speed and convenience. At the point...
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