Senior Research Analyst - Cre/c&i Loan Analysis
- Crisil
- 3 - 7 years
- Mumbai
- 7 months ago
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Job Description
KEY ROLES AND RESPONSIBILITIES
- Supporting US banks team in credit risk assessment of (i) Commercial Real Estate (CRE) loans and (ii) Commercial and Industrial (C&I) loans. The key activities include research and analysis of the CRE/ C&I entity to assess their credit strength. Candidates with extensive experience in CRE and limited experience in C&I may also apply.
- For CRE: Source information such as updated operating statements, rent rolls, valuation reports, spread financials in financial spreading tool such as Sageworks, conduct CRE cash flow analysis, credit analysis of the loans and preparing detailed annual and quarterly credit memos, to evaluate borrower's loan repayment ability, covenant monitoring, rent-roll analysis and property valuation. Good understanding of tools like CBRE, CoStar, RCA, REIS, Moodys CMM and Knowledge of Intex, Bloomberg will be preferred.
- For C&I: In addition to the skill-set expectations mentioned in the above points, spread financials (Audit, Business Tax Returns, Personal Tax returns, etc.) in financial spreading tool such as Sageworks and CreditLens, analysis and calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. A good understanding of nCino, Salesforce, RMA reports and Knowledge of Intex, Bloomberg will be preferred.
- Should be able to defend his/ her views on the covered entity when challenged by senior stakeholders and clients, interact effectively with clients.
- Support project managers on ad hoc projects.
MINIMUM & PREFERRED EDUCATION
- Minimum: Bachelors degree in commerce or finance or equivalent experience in Commercial and Industrial loans underwriting.
- However, MBA or equivalent will be preferred.
MINIMUM & PREFERRED EXPERIENCE
- 3 to 4 years of work experience
Job Classification
Industry: Financial ServicesFunctional Area / Department: BFSI, Investments & TradingRole Category: Investment Banking, Private Equity & VCRole: Investment Banking AssociateEmployement Type: Full timeContact Details:
Company: CrisilLocation(s): Mumbai
Keyskills: risk assessment research analysis auditing research report writing apex salesforce review intex credit powerpoint cfa visualforce credit risk credit analysis bloomberg sfdc ncino tax returns monitoring triggers excel salesforce crm industrial valuation vba financial modelling
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Crisil
CRISIL is India's leading Ratings, Financial News, Risk & Policy Advisory company.CRISIL's majority Stakeholder is Standard & Poor's, a division of The McGraw-Hill Companies and the world's foremost provider of independent credit ratings, indices, risk evaluation, investment research and dat...
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