Branch Credit Manager(Home Loan) @ Synergy Plus Business

Job Description

A PRIVATE OWN BANK IS HIRING FOR CREIT MANAGER- CHENNAI, WRANGAL, HYDERBAD, ERODE, DINDIGAL, MADURAI

INTERESTED CANDIDATES CAN APPLY- hidden_email  hidden_mobile

Please find the below mentioned JD:

The Job responsibilities of a Credit Manager:

Credit analysis, assessing the credit worthiness of potential borrowers by analysing their financial statements, Risk assessment, Credit policy developing and implementing credit policies and procedure to ensure consistency.

Credit underwriting Approving or declining credit applications based on the risk assessment and established criteria.

Credit Monitoring Monitoring credit performance of borrowers and taking proactive steps if any delinquencies.

Debt recovery: Overseeing debt collection efforts

Customer relationship Management Building and maintaining relationships with customers to understand the credit needs and addressing.

Credit Reporting Reporting on credit related metrics and performance

Collateral Management Evaluating and Managing collateral provided by borrowers to secure credit facilities.

*CTC: > 8 lacs for Kerala Metro location

*We are into recruit of BCMs for Kerala Location. Pl refer MBA finance CA, CS, ICWA, PGDBM/PGDBA (or Equivalent with relevant specialization) in Quants and Finance or Economics from a reputed Institution, CFA, CAIIB / CA / CS / with relevant experience.

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Keyskills:   credit reporting credit analysis credit reports credit monitoring debt recovery