Branch Credit Manager
- Electronica Finance
- 2 - 7 years
- Kalol
- 8 months ago
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Job Description
Credit Manager
Eligibility Criteria:
Any Graduation with 2 to 5 years of experience in Credit LAP or Mortgage
Job Role and Responsibilities:
- Conduct personal discussion with customers to establish credit worthiness.
- Control and contain front-end delinquencies by calling up customer on first presentation.
- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
- Coordinate with sales to achieve targets and ensure SLAs are met.
- Ensuring credit policy adherence to the accepted standards.
- Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
- Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
- Maintain Portfolio MIS, Delinquency MIS and other operations related MIS.
Skills and Competencies:
- Proven work experience as a Credit Manager, Credit Analyst or similar role
- Solid understanding of lending procedures
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- Negotiation skills
.
Interested Candidates can share cv and call and WhatsApp at 9722310***
Job Classification
Industry: Financial ServicesFunctional Area / Department: Risk Management & ComplianceRole Category: FinanceRole: Credit RiskEmployement Type: Full timeContact Details:
Company: Electronica FinanceLocation(s): Kalol
Keyskills: Credit Credit manager Loan Against Property Credit Underwriting Underwriting Mortgage Loans Lap Risk Control
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Electronica Finance Ltd Electronica Finance Limited (EFL) is a leading Non-Banking Finance Company (NBFC) with a sectoral focus on MSME finance. With over 25 years into machine loans, it has emerged as the market leader with over 7000 satisfied customers across the country. With 30+ branches, EF...
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