Senior Area Manager - Underwriting, Affordable Housing, Credit @ Bajaj Finance

Job Description

 JOB DESCRIPTION 
Job Purpose
This position is open with Bajaj Finance ltd.Duties and Responsibilities
Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.
- Credit appraisal for BL & Doctor Loans files for the assigned location
- Keeping delinquency under control
- Compliance of policy and processes
- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format
- Market Research and Feedback for new product launch.
- Feed back on credit policy based on market conditions.Required Qualifications and Experience

Chartered Accountant /MBA Finance with 2-3 years of relevant experience.

Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans

Positive attitude and team player Skills  SKILL 
Skills as per JD  Minimum Qualification 
Others

Job Classification

Industry: Investment Banking / Venture Capital / Private Equity
Functional Area / Department: BFSI, Investments & Trading
Role Category: Lending
Role: Credit Manager
Employement Type: Full time

Contact Details:

Company: Bajaj Finance
Location(s): Visakhapatnam

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   affordable housing credit appraisal disbursement underwriting credit policy business loan hl credit underwriting personal loans credit management bl sales mortgage housing loan home loans lap home finance mortgage loans housing finance