Product Lead - MEL/Unsecured Loans
- Idfc First Bank
- 10 - 15 years
- Mumbai
- 9 months ago
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Job Description
Recruiter Name: Steffi
Mail me on: st********d@id**********k.com
Candidates who have experience in Business Loans/Unsecured Loans only apply
This is a product lead role - thus candidates with min 9yrs experience under banking and who are on AVP and Sr Manager product only apply (Banking Product Role)
Role/ Job Title: Product Lead -MEL & PL
Function/ Department: Rural Product
Job Purpose:
The ideal candidate will have to review the following related to Micro Housing loans
- Product Management
- Process Management
- Market dynamics
- P&L Management
Role and Responsibilities:
- Product Management: Developing on going market insight, Identify sector trends.
- Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities.
- Portfolio Review and Performance management: Development of market insight.
- Conducting Post launch Product audits. Revaluate Competitor action.
- Analyze Product and Portfolio Performance. Refining/evaluating Pricing Structure
- Adjusting marketing and Promotional Plans. Assess channel Performance.
- Rationalization of Portfolios.
- Devising smooth/innovative customer journey end to end.
- Process Streamlining: Customization/digitalization in the Loan process/system platform.
- Determines product pricing by utilizing market research data, costing etc.
- Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc
Secondary Responsibilities:
- Coordinating with different stakeholders for smooth functioning of product
- Maintaining MIS and Product decks for periodic reviews
- Daily interaction with sales for reaching maximum and daily disbursal volumes for the products
Managerial & Leadership Responsibilities:
Building capabilities within new team members, if any
Key Success Metrics:
Growth in disbursal volume for the product
Education Qualifications:
Postgraduate & equivalent (Masters)
Experience Level:
Mid-Level (10 years)
Job Classification
Industry: BankingFunctional Area / Department: BFSI, Investments & Trading, Role Category: Banking OperationsRole: Card Operations Executive / LeadEmployement Type: Full timeContact Details:
Company: Idfc First BankLocation(s): Mumbai
Keyskills: Business Loan Senior Product Manager Unsecured Loans Personal Loans
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Idfc First Bank
About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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