Credit Manager-Agri Infra-Business Banking
- Idfc First Bank
- 5 to 9 Yrs
- Other Karnataka
- 11 months ago
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Job Description
- Role/ Job Title:Credit Manager-Agri Infra-Business Banking Underwriting Function/ Department:Business Banking Underwriting Job Purpose: To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit. Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite Roles & Responsibilities: Appraisal of proposals: Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities. To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk. Awareness of the product proposed, suitability to client requirement Conduct personal discussion with customers. Portfolio Monitoring: Timely Renewal Deferral Management EWS Management Customer visits on key customers and high value relationship TAT Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. Secondary Responsibilities: Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required. Ensure all MIS related to credit are submitted within defined timeliness. Area Knowledge Education Qualification: Graduation: Any Post-graduation: MBA Professional Qualification/Certification: Chartered Accountant (CA) Experience:Up to 5 Years preferably in Agri Infra/KCC/Working Capital,
Employement Category:
Employement Type: Full timeIndustry: BFSIRole Category: Not SpecifiedFunctional Area: Not SpecifiedRole/Responsibilies: Credit Manager-Agri Infra-Business BankingContact Details:
Company: Idfc First BankLocation(s): Other Karnataka+ View Contact
Keyskills: Credit appraisal Portfolio management Risk assessment Financial analysis Customer relationship management MIS reporting
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Idfc First Bank
About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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