Responsibility: Credit Manager Agri
Credit Delivery Adherence to defined Policy and Processes with minimum defects, and increasing efficiency of underwriting by reducing reworks and increasing FTAR. Follow up with business counterparts for pending cases and FTNR reduction so as to ensure both credit TAT and E2E TAT is met as defined by the management. Using different scoring models /tools as rolled by senior management to differentiate between customer segments while underwriting. Follow up with the business counterparts for housekeeping Parameters such as PDD's / RC pendency / Mutation Checks/ EMR / Overdue deferrals Credit Visit To Non Starters / EMR for RCA and update senior management. Credit Quality Ensuring Minimal PAR errors. Ensuring Non-starter and EMR is within Budget.
Keyskills: credit analysis credit appraisal credit underwriting credit management