Credit Analysis - Large Corporate - Mumbai
- Indusind Bank
- 3 - 7 years
- Mumbai
- 4 years ago
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Job Description
Overall Job Description
- Feedback from business team and analysts will be taken into account.
- To ensure that there are no escalations to Vertical Head.
- Engaging with analysts on a regular basis and ensuring higher productivity
- Improving performance of analysts by coaching and tracking their performance.
- Special initiatives/ projects- to contribute in the implementation of policies, sector reports to COD, etc.
- Review/ renewals should be completed promptly. Overdue renewals should not exceed 5% of total accounts.
- Overdue deferrals should be kept to the minimum. No critical deferral should be overdue.
- Quarterly result analysis and tracking of key monitories; to be presented to senior management within 2 days of declaring of the results
- Tracking irregularities and engaging with the business for a solution
- Regularly meeting promoters/ key management personnel.
- Submission of concise and error free proposals
- Key risks and mitigants being clearly pointed out.
- Term sheet should be accurate and comprehensive
- Ensuring compliance with Bank and RBI norms.
- Meeting clients/ visiting facility for NTB accounts.
- Engage with business in deal structuring, making deals doable and ensuring seamless throughput of proposals while ensuring that Bank's interest is protected
- Participate in ECC to present case being discussed.
- Reviewing proposals submitted by Analysts and ensuring end-to-end TAT goals for credit proposals on an ongoing basis.
Key essential for the role
- Result oriented individual with 2 to 15 years of experience in Credit, Risk & Relationship Management, Portfolio Monitoring, Financial Reporting & Analysis and Due Diligence.
- Sound knowledge of credit ratings, research & decision making and underwriting processes.
- Proficient in appraising proposals, conducting risk analysis before sanctioning loans including finance risk, market risk, management risk and industry risk.
- Has a sound knowledge in preparation of commercial proposals including interaction with customers, devising risk mitigation strategies, interacting with Relationship teams.
Type of Experience : Large Corporates (Turnover of 1000 Crs+)
Job location : Mumbai
Preferred candidates from Banking space (private and public sector banks)
Interested candidates can share their resume on sh*************i@in*****d.com with below details
Current Company:
Current CTC:
Expected CTC:
Notice Period:
Regards,
Human Resources Team
Job Classification
Industry: BankingFunctional Area: BFSI, Investments & Trading, Role Category: LendingRole: LendingEmployement Type: Full timeEducation
Under Graduation: Any GraduatePost Graduation: MBA/PGDM in Finance, CA in Any SpecializationDoctorate: Any DoctorateContact Details:
Company: INDUSIND BANK LIMITEDAddress: TOWER- I,Floor 8, One IndiaBulls Centre, 841 Senapati Bapat Marg,Elphinstone Road, MUMBAI, Maharashtra, IndiaLocation(s): Mumbai
Keyskills: Credit Appraisal Credit Underwriting
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Indusind Bank
IndusInd Bank Ltd. is a Customer-focused, technology-based, ISO 9001:2000 certified new generation private sector Bank with ambitious growth plan is looking for the following position.
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