Area Credit Manager-PL-Ahmedabad @ Max Life Insurance

Job Description

:
To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms

To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer.

To undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance

To interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated.

To submit Credit Appraisal Memo to the Sr. Credit Analyst / Regional Credit Manager for each proposal highlighting the key risks associated with the borrower to enable a prudent credit lending decision.

Ensuring no loss of revenue by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case

Qualifications:
Others

Minimum Experience Level:
7-10 Years

Report to:
NA

Employement Category:

Employement Type: Full time
Industry: Banking / Financial Services
Role Category: Finance / Accounts / TaxOperations Management / Process Analysis
Functional Area: Not Applicable
Role/Responsibilies: Area Credit Manager-PL-Ahmedabad

Contact Details:

Company: Aditya Birla
Location(s): Ahmedabad

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Keyskills:   credit analysis credit operations credit management