Having Good hands on 4Cs, Income Calculations, Compliance Guidelines.
Job Duties/Roles:
Reviewing loan files according to the agency guidelines (Fannie and Freddie).
- Knowledge of Govt. loans is an added advantage.
- Experience in Non-QM loans is an added advantage.
- Analyze Appraisal report and collateral offered in the loan file to determine acceptability and calculate appropriate LTV ratios for decisions.
- Calculate and analyze LTV/CLTV/HCLTV/DTI/HTI.
- Verify and analyze complex financial statements, asset statements as well as personal and business income tax returns.
- Review the required conditions to approve loan and communicate requirements to appropriate parties.
- Review and analyze compliance related documents. Verify state and federal guidelines for loan compliance.
- Education, Experience and Job skills:
- Graduates / undergraduates with decent English reading & writing skill.
- Minimum 2 years experience in US Mortgage Underwriting process is preferred for this position.

Keyskills: loans financial statements reinsurance us mortgage
Space Consultants (Noida) help you discover the best talent for your company. Finding skilled resources and retaining them is a challenge that many companies face. Established in 2001, we at Space Consultants, with over eleven years of experience in Recruitment and HR services, help you find the r...