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Mortgage Underwriter @ Space Consultants

Home > Technical Support / Helpdesk

 Mortgage Underwriter

Job Description

Job description



Having Good hands on 4Cs, Income Calculations, Compliance Guidelines.

Job Duties/Roles:

Reviewing loan files according to the agency guidelines (Fannie and Freddie).

- Knowledge of Govt. loans is an added advantage.

- Experience in Non-QM loans is an added advantage.

- Analyze Appraisal report and collateral offered in the loan file to determine acceptability and calculate appropriate LTV ratios for decisions.

- Calculate and analyze LTV/CLTV/HCLTV/DTI/HTI.

- Verify and analyze complex financial statements, asset statements as well as personal and business income tax returns.

- Review the required conditions to approve loan and communicate requirements to appropriate parties.

- Review and analyze compliance related documents. Verify state and federal guidelines for loan compliance.

- Education, Experience and Job skills:

- Graduates / undergraduates with decent English reading & writing skill.

- Minimum 2 years experience in US Mortgage Underwriting process is preferred for this position.

Employement Category:

Employement Type: Full time
Industry: IT - Software
Role Category: Technical Support / Helpdesk
Functional Area: Not Applicable
Role/Responsibilies: Mortgage Underwriter

Contact Details:

Company: Space Consultant
Location(s): Multi-City, India

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Keyskills:   loans financial statements reinsurance us mortgage

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Space Consultants

Space Consultants (Noida) help you discover the best talent for your company. Finding skilled resources and retaining them is a challenge that many companies face. Established in 2001, we at Space Consultants, with over eleven years of experience in Recruitment and HR services, help you find the r...