Credit Manager -Working Capital in Banking
- Dreams Solution
- 4 to 9 Yrs
- Bareilly+1 Varanasi
- 2 years ago
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Job Description
Roles and Responsibilities
Designation:- Credit Manager-Working Capital
Job Location : Varanasi (Banaras) ,Bareilly
Business Unit (PA) : Retail Credit
Experience : Minimum 3-15 years of relevant experience .
Salary Bracket : ( Hike on your ctc as per industry's norms )
Job Responsibilities :
Credit Delivery Adherence to defined Policy and Processes with minimum defects, and increasing efficiency of underwriting by reducing reworks and increasing FTAR.Follow up with business counterparts and other stakeholders for pending cases and FTNR reduction so as to ensure both credit TAT and E2E TAT are met as defined by the management.Using different scoring models /tools as rolled by senior management to differentiate between customer segments while underwriting.Follow up with the business counterparts for housekeeping Parameters such as PDD's / RC pendency / Mutation Checks / Overdue deferrals Credit Visit to understand Non Starters / EMR for RCA and update senior management.To check data entry quality is intact and error rate is minimal at all Data entry shops.Credit Quality Ensuring Minimal PAR errors.Ensuring Non-starter and EMR is within the Budget.Vendor Management & House Keeping Visit to Vendor's on regular intervals to keep a close watch on quality.Training of Vendor staff in line with the policy and process of the Bank Processing vendor bills after thorough reconciliation with internal MIS.Ensuring DATA security for self & at Vendor's Shops.Audit To ensure adherence to both internal and external audit guidelines.To ensure CAD is not breached.To ensure e attendance is marked immediately after booting the system and log out before leaving office for the day.To ensure User ID & Password is not shared with anyone in line with ISG policy of the Bank.To ensure all relevant support is extended to the auditors for a smooth closure and the report is satisfactory.Monitoring To ensure Approval Rate / Credit & E2E TAT / FTAR / Pending Reasons / Rejection Reason to be monitored on real time basis at a location level across products to check slippages.To ensure PDD for vehicle loans products are reviewed as per prescribed policy and necessary follow-up with stake holders.Both Credit and business deferrals are reviewed and followed up with stake holders for closure.
SkillsBasic
aptitude
Basic Financial Analysis
Communication skills
Interpersonal Skills
Ability to Negotiate
Interested Female Candidates Can Appy & Share Update Resume at jo***3@Dr************t.com
Employement Category:
Employement Type: Full timeIndustry: Recruitment Services
Role Category: General / Other Software
Functional Area: Not Applicable
Role/Responsibilies: Credit Manager -Working Capital in Banking
Contact Details:
Company: Dreams SolutionsLocation(s): Bareilly+1 Varanasi
Keyskills: credit underwriting finance banking sales integrated development environments data entry data security external audit audio mastering senior management cad emr e2e rca tat ctc loans house visit
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