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Urgent - Description -Portfolio Manager @ V-konnect

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 Urgent - Description -Portfolio Manager

Job Description

  1. Job Responsibilities:

Provide objectivity to the Credit approval process
Underwrites new transactions and document renewals, modifications and covenant violations
Review commitment letters; reviews and approve annual reviews and tenant underwriting for report to loan committee
Ensure adherence to Credit policy, guidelines and regulatory requirements
Assists loan document negotiations
Support the growth and development of the assigned commercial lending loan portfolio by effectively managing client portfolios.
Provide ongoing coaching and support for credit analysts
Effectively monitor portfolio for revenue opportunities and/or loan exposures
Responsible for credit analysis, proper loan structuring and overall sales efforts in area
Assist in the sales proposal process, including accompanying the lenders on customer and prospect calls and various other sales/customer oriented projects
Establish and maintain relationships with current and prospective clients. Leverage customer knowledge to proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients
Manage loans through the lending process and present loan requests and renewals to Senior Management and Loan Committee
Complete all requirements of loan bookings, to include preparation, review, documentation and filing
Work with clients to modify and/or restructure existing loans as needed
Underwrite new loans, renewals, extensions and modifications
Help resolve credit problems, delinquent payment issues, and other related affairs
Review current account status, to include but not limited to, Past Due accounts and Notes Matured. Make appropriate recommendations for these accounts
Monitor portfolio loan exposure including review of monthly maturity reports, daily overdraft activity reports and weekly past dues reports. Reports deteriorating credit situations in a timely manner
Participate in evaluating risk rating and make revision recommendations
Prepare lending activity reports for management and loan committee as needed

Employement Category:

Employement Type: Full time
Industry: Banking / Financial Services
Role Category: Risk / Underwriting
Functional Area: Not Applicable
Role/Responsibilies: Urgent - Description -Portfolio Manager

Contact Details:

Company: V-Konnect Associates
Location(s): Visakhapatnam

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₹ 3.0 - 5 Lakh/Yr

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V-konnect

  V-Konnect is a full service recruitment company with its Head office at Gurgaon. V-Konnect brings with itself a decade of rich experience spanning across 10 industry sectors. Over the years, V-Konnect is a preferred recruitment partners to multinationals and leading Indian businesses. Organiz...