Operations Retail Lending- Front
- Rekrut India
- 4 - 9 years
- Chennai
- 4 years ago
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Job Description
Openings for Operations Retail Lending- Front Office
Qualification: MBA / PGDM in Finance / Marketing Specialization
CTC: Decent Hike on last drawn CTC(Negotiable (As per experience) )
Work location: Chennai
Experience: Minimum 5Y
Roles& Responsibilities:
- Appraisal Assess Credit worthiness and the ability of the customer to repay back the loan in future.
- Interaction & Loan Counselling Meeting & interacting with customers ,identifying the specific needs of the customer and suggesting optimal solutions. It also includes managing objections of the customers.
- Documentation Collecting & Checking the Documents (Eg. credit , loan agrements, application form, guarantee forms) ( Legal consequenses)
- Loan Processing / Disbursement Process Entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed.
- Relationship Management
- A. With customer - transaction oriented/relationship oriented to generate more business
- B. Managing relations within the organisation / with the channel partners
- C. Cross-Selling of HDFC Group company products eg. HDFC SLIC / HDFC ERGO Business Development Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.
Desired Candidate Profile:
- The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of business.
- The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results.)
Interested candidates can contact immediately
Regards,
Sandhya
7893875***
sa**************y@re********a.com
Job Classification
Industry: BankingFunctional Area: BFSI, Investments & Trading, Role Category: Banking OperationsRole: Banking OperationsEmployement Type: Full timeEducation
Under Graduation: Any GraduatePost Graduation: MBA/PGDM in Any SpecializationContact Details:
Company: REKRUT INDIA PRIVATE LIMITEDLocation(s): Chennai
Keyskills: Retail Lending Cross Selling Banking Operations Front Office Documentation loan counselling Retail Banking Operations Credit Analysis Credit Appraisal loan processing Relationship Management Customer Interaction Process Orientation Disbursement Operations
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