DG - Process Developer - Credit Underwriting
- Genpact India
- 2 Yrs
- Jaipur
- 4 years ago
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Job Description
*With a startup spirit and 90,000+ curious and courageous minds, we have the expertise to go deep with the world s biggest brands and we have fun doing it. Now, we re calling all you rule-breakers and risk-takers who see the world differently and are bold enough to reinvent it.
Transformation happens here. Come, be a part of our exciting journeyAre you the one we are looking forInviting applications for the role of Process Developer, Credit Underwriting
In this role, you would be responsible for reading and interpreting Financial Documents and summarizing the key information.Responsibilities
- Perform KYC Check and Due Diligence Check on Borrowers and Debtors of Client (using LexisNexis)
- Verification of Financial Statement, Bank Statement, and Invoice Report
- Transaction Analysis based on A/R and A/P Reports for last 2 years
- Pull Credit Reports using different Credit Bureaus (D&B, Equifax, Experian)
- Perform financial spreading using financial statements (Company Analysis, profiling, Exposure Consolidation)
- Calculate Debtor Dilution & Concentration
- Manage exceptions
- Create a structured template for financial spreading, Credit Analysis, Fraud Score, Borrower Input, etc. in a predefined format
- Determine Preliminary Credit Score basis the Financial Spreading, Credit Analysis, Fraud Score, Borrower Input, etc
- Record-Keeping - All the data pulled from Credit Bureaus, Financial Spreading, Fraud Score Template, Borrower Input Template, etc. would be maintained and stored as per instructions of the client
- Interact with customers to inform about Credit analysis decisions and gather additional information if required over phone and email
- Weekly / Monthly Reporting, Dashboard preparation
Qualifications we seek in you
Minimum qualifications/skills
- Bachelors degree in accounting/finance
- Knowledge of the asset-based lending line of business, borrowing base concepts, and general knowledge of roles/responsibilities of origination, underwriting, portfolio servicing. Knowledge of Credit Analysis, Financial Spreading, Ratio Analysis, Use of Credit Bureaus, Transaction Analysis, etc. is mandatory. Banking experience is preferred
- Superior communication and customer service skills, both internally and externally focused and verbal and written, speak up and proactively notify deal team members on updates. Ability to formulate open-ended questions in either verbal or written format
- Technical Knowledge of Microsoft applications (Excel, Word PowerPoint)
Preferred qualifications /skills
- Chartered Accountant/ MBA Finance/ M Com
Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit www.genpact.com. Follow us on Twitter, Facebook, LinkedIn, and YouTube.
,Employement Category:
Employement Type: Full timeIndustry: IT - SoftwareRole Category: Sales / BDFunctional Area: Not ApplicableRole/Responsibilies: DG - Process Developer - Credit UnderwritingContact Details:
Company: Genpact IndiaLocation(s): Jaipur
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Genpact (NYSE: G) is a global professional services firm focused on delivering digital transformation for our clients, putting digital and data to work to create competitive advantage. We do this by integrating lean principles, design thinking, analytics and digital technologies with our domain and ...
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