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Regional Head-Suvidha @ Idfc First Bank

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 Regional Head-Suvidha

Job Description


Job Title - Regional Head - SUVIDHA
Place of work - Chandigarh (PCH)
Business Unit - Retail Banking
Function - SUVIDHA LAP
Job Purpose :
The role entails scaling up the business for the Suvidha LAP lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
Roles & Responsibilities:
  • Grow the AUM base for lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met
  • Lead and direct the State Heads by providing strategic inputs and plans for distribution penetration in current markets as well as future geographic expansion
  • Collaborate with the Product Head Business Loan to ensure that the customers are offered the best in class solutions funding/multifunding requirements and key DST's are appropriately incentivised.
  • Design channel mix strategy and develop constructive relationships with Digital marketplace partners and key alliances
  • Design a fulfilling customer journey leading to customer delight and making IDFC_First their banking partner of choice
  • Oversee distribution channel success through RM training, enablement, integration of alliance channels, improved TAT, focused intervention on low productivity locations etc.
  • Ensure the successful adoption of internal compliances & regulatory framework across the business
  • Collaborate with the Head of Collections to drive down the net credit loss and delinquency metrics

Managerial & Leadership Responsibilities:
  • Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity
  • Create environment for team to focus on automation and digital enablement to fulfil customer's needs holistically
  • Attract & retain best-in class talent to meet Bank's rapid growth targets.

Educational Qualifications:
Graduate - Any (Full Time)
Post Graduate - MBA Finance(Full Time)
Experience:
10+ Years in SEPL Business

Employement Category:

Employement Type: Full time
Industry: Banking
Functional Area: IT
Role Category: Software Engineer
Role/Responsibilies: Regional Head-Suvidha

Contact Details:

Company: Idfc First Bank
Location(s): Mohali, Chandigarh

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Idfc First Bank

About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...