About the Role:
Primary role of the Credit Risk Analytics Associate Manager is to lead and manage a team of credit risk analysts. This team is expected to apply business knowledge and predictive analytics to serve as subject matter experts, analysts, advisors and consultants to the corporate and/or line of business (LoB) management with respect to regulatory modeling, modeling data analytics, model performance analysis, implementation and production. Responsibilities:
Lead and act as a subject matter expert on set of models for a portfolio / line of business explaining model performance and business trends. Provide insights and analysis supporting model performance.
Lead model monitoring, implementation and production of regulatory models such as CCAR stress testing models, Current Expected Credit Loss (CECL) / IFRS9 models, Basel models, Valuation, Resolution and Recovery Planning (RRP), etc.
Manage multiple stakeholder relationships and project engagements across credit risk organization.
Design and produce comprehensive model performance monitoring analysis and benchmarks regarding loss grade migration, revenue forecast, delinquency and overall model performance.
Lead the team to monitor performance of credit scoring models. Present model reviews across credit committees. Deliver annual model reviews & revalidation and support quarterly model monitoring and monthly data risk reviews
Lead teams and build analytical capabilities, manage modeling, forecasting, reporting and data distribution tools and processes requiring significant technical complexity in the analytics.
Lead the design and development / enhancement of dynamic dashboards; analyze key risk parameters to help understand changes in business, product groups, vintages, concentration limits, risk ratings etc.
Identify opportunities for strategic and infrastructure projects. Design and deliver process improvements, standardization, rationalization and automations. Enhance and standardize performance analysis, reporting packages and business loss forecast processes
Lead the team to support credit risk data migrations, system transitions, data-mapping, data lineage, data reconciliation and documentation in alignment to policy and governance
Essential Qualifications:
Over all experience around 10-14 years in similar role
Bachelor s degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
10+ years of experience in credit risk analytics
10+ years of advanced programming expertise in SAS or Python
Strong technical skills and problem solving skills
Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

Keyskills: Automation SAS Risk analytics Analytical Reconciliation Market risk data mapping Corporate credit Econometrics Forecasting
Wells Fargo & Company (NYSE: WFC) is a diversified, community- based financial services company with $1. 9 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more ...