Job Description
Job Summary
* Cluster Manager - Collections/Senior Cluster Manager - Collections
Job Purpose
'This position is open with Bajaj Finance ltd.'
Job Duties & Key Responsibilities
* Duties and Responsibilities - . Prefer Candidates with Credit Card Collection experience.
. To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned.
. Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within cost limit specified.
. Ensuring legal guidelines are complied for entire collection structure in letter and sprits.
. Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force.
. Ensure adherence to the Code of Conduct.
. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities.
. Keeping the write off per cent within risk pricing.
. Handle customer issues escalations.
. Feed back on credit policy based on market conditions.
. Approve waivers on PI as per delegation matrix.
. Ensuring documented feedback and action taken on all cases in soft buckets.
. Ensuring adequate 'Feet on Street' availability area-wise / bucket-wise / segment-wise.
. Manage and put support mechanism for legal / police issues.
. Ensuring audit queries are complied with ensuring corrective and preventive action.
. Manage productivity by fixing productivity parameters for DMA / Agencies / collection executives monitoring performance against set parameters and daily review of Area Managers and monthly review of Collection officers.
. Recruitment of collection officers / area managers.
. Constant evaluation of collection officers/area managers.
Required Qualifications and Experience
* . People Management skills.
. Demonstrated success & achievement orientation.
. Excellent communication skills.
. Negotiation Skills
. Strong bias for action & driving results in a high performance environment.
. Demonstrated ability to lead from the front.
. Excellent relationship skills.
. Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance..
. Exceptionally high motivational levels and needs to be a self starter.
. Working knowledge of computers.
Employement Category:
Employement Type: Full time
Industry: Banking
Functional Area: IT
Role Category: Software Engineer
Role/Responsibilies: Cluster Manager - Collections/Senior Cluster Manager - Collections
Contact Details:
Company: Bajaj Finance
Location(s): Mohali, Chandigarh