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Area Credit Mgr-WCR-BB @ HDFC Bank

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 Area Credit Mgr-WCR-BB

Job Description


Risk / Portfolio Management Working Capital Products Early Delinquency and Mortality to be under control NPA % should be minimal Housekeeping under control Watchlisted / Exit accounts are under controlTAT Management Ensure Credit TAT within benchmark CPA TAT should be under control Rework reduction Ensure joint efforts with business for achieving E2E TATManagement of stress accounts Identification of EXIT and adhere to EXIT plans Follow-up for Pot NPL a/cs for regularization Controlling a/cs with lowe behavior score band.MIS Analysis Monitoring TAT for the area and review improvements with the team Ensure every team member achieves productivity and TAT benchmarks Analyze the portfolio for delinquency, slippages etcPeople Management Regular feedback given to team on performance & improvements Guiding team for their career growth Ensure appropriate training for reportees Ensure team work with other stakeholdersProcess Deliverables Reduction of wastages by fortnightly review Healthy discussion with the other stakeholder to ensure faster decision and smooth functioning Ensure adequacy and smooth functioning of vendorsSkillsBanking Product & Process KnowledgeCommunicationKnowledge of IndustryAnalytical Ability

Employement Category:

Employement Type: Full time
Industry: Banking
Functional Area: IT
Role Category: Software Engineer
Role/Responsibilies: Area Credit Mgr-WCR-BB

Contact Details:

Company: The HDFC Bank
Location(s): Vadodara , India

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Keyskills:   Area Credit Mgr-WCR-BB

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HDFC Bank