Territory Manager Mortgage - Karnataka
- Fullerton
- 4 - 9 years
- Hospet/Hosapete
- 3 years ago
- Email to a friend
- Report this job
Job Description
Job Specification:
Qualification: Any Qualification
Experience: 4 to 10 Years Exp
Job Location: Kengeri & Raichur
Prefer: Male Candidate & Immediate joiner more preference
Language known: Kannnada & English
Roles and Responsibilities-
- Monitors and maintains Secured portfolio.
- Understand portfolio and early warning signals
- Reviews Branch Operating Matrix
- Monitor profitability and performance of the cluster using various productivity, efficiency and financial parameters.
- Periodically audits the cash management process.
- Undertakes measures to increase growth in volume and contribution of the cluster to the state.
- Plans activities to ensure growth of business and therefore market share.
- Tracks competition regularly and provides feedback on the initiatives on changes in programmes.
- Actively takes part in the hiring of front end sales personnel for the cluster ensuring 100% manning at any point in time.
- Ensures all the employees onboarded have undergone requisite training and are certified.
- Takes the lead to address any customer complaint and ensures resolution.
- Takes a periodic review on customer attrition and reasons for the same.
- Does a daily check on ODs in the cluster with reasons and intervenes as and when required.
- Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area
- Takes the lead in grooming employees to the next level.
- Does a regular check on attrition and reasons responsible for them.
- Tracks all the high performers and provides the necessary inputs to ensure they grow further similarly tracks the underperformers and provides inputs to ensure they grow further.
- Is fair and objective while dealing with all employee related issues.
- Continuously upholds and communicates importance of Integrity and Discipline in the branch.
- Responsible for daily reporting of business and performance to the Area Manager Mortgage .
- Through periodic reviews ensures adherence to processes so as to meet the audit requirements.
- Periodically audits files during month end to ensure there are no exceptions raised and FTR score is as per norms.
- Periodically attends branch huddle meetings, centre meeting to check effectiveness.
- Ensures all policy changes are disseminated effectively to all concerned.
- Ensure login to disbursal ratio is within the national similarly rejection ratio is within the national average.
- Periodically does physical customer checks to validate.
- Monitors plan to result every month.
- Anticipates and uses data to ensure resolutions / escalate problems whereever.
Co-ordinates with various support functions to ensure smooth working relationship.
Interested candidate can refer or send their resume to Is******n@fu***********a.com
Job Classification
Industry: Banking, Financial Services, BrokingFunctional Area: Financial Services, Banking, Investments, Insurance,
Role Category: Retail/Personal Banking
Role: Retail/Personal Banking
Employement Type: Full time
Education
Under Graduation: Any Graduate in Any SpecializationPost Graduation: Any Postgraduate in Any Specialization
Doctorate: Any Doctorate in Any Specialization
Contact Details:
Company: Fullerton India CreditAddress: Fullerton India Credit Company Limited, Suraj Center # 235/12, 27th Cross 7th Block Jayanagar, Bangalore, Karnataka- 560082
Location(s): Hospet/Hosapete
Keyskills: Team Handling Housing Loan Sales Business Loan Home Loans Finance Mortgage Loans Mortgage Underwriting Lap Territory Management Area Management Cluster Manager
Fullerton
Fullerton India Credit Company Limited, We have been the trusted financial partner for millions of Indians since 2007. With over 600 branches across India, we offer tailor-made solutions to suit a variety of needs at a city, town or village close to you. But more importantly, we strive to understa...
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