Performs complex activities related to Business / Finance analysis and/or predictive modeling.
Provides analytical support for designing, testing, evaluating, implementing, measuring, monitoring and managing Business / Finance risk models and strategies across acquisitions, account management and collections within consumer and commercial Business / Finance verticals.
Supports analysis and development of Business / Finance policies, approval/decline strategies, Business / Finance line assignment methods, collections and recovery strategies.
Supports the Business / Finance portfolios by optimizing operations / collections effort related to different customer contact strategies and risk grading of customers.
Develops qualitative and quantitative models, Business / Finance loss forecasting, data aggregation, monitoring and reporting of Business / Finance risk data, Business / Finance stress testing and portfolio analysis and/or modeling that maximizes profits and/or asset growth and minimizes Business / Finance and/or operating losses and other risk exposures.
Monitors performance of Business / Finance scoring models. Present model reviews across Business / Finance committees.
Delivers annual model reviews revalidation and support quarterly model monitoring and monthly data risk reviews.
Establishes mechanisms to measure, manage and mitigate risks for Business / Finance portfolios.
Develops dynamic dashboards; analyze key risk parameters to help understand changes in Business / Finance.
Set up monitoring framework to track, monitor and mitigate any potential and identified Business / Finance and operational risks.
Produces performance monitoring and benchmarks regarding growth, mix, delinquency, losses, grade migration, and overall profitability and performance; coordinate and consolidate the production of monthly, quarterly, and annual performance reports for senior management; review and analyze trends in current population distributions and recommending strategies.
Develops complex programming models to extract data and/or manipulate databases to provide statistical and financial modeling specific to Business.
Supports research, analysis and development of Business / Finance risk data-fields, data-marts and meta-data.
Supports Business / Finance risk data migrations, system transitions, data-mapping, data lineage, data reconciliation and documentation in alignment to policy and governance.
Identifies opportunities and deliver process improvements, standardization, rationalization and automations.
Enhance and standardize performance analysis / reporting packages and Business / Finance loss forecast processes.
May manage large scale cross functional/cross Business / Finance unit projects and regulatory responses.
Keyskills: Stress testing Analytical Business analytics Reconciliation Account management Predictive modeling data mapping Performance analysis Operations Performance monitoring
Wells Fargo & Company (NYSE: WFC) is a diversified, community- based financial services company with $1. 9 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more ...