CA Fresher || Management Trainee || Gujarat @ Aavas Financiers

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CA Fresher || Management Trainee || Gujarat

Aavas Financiers
0 - 5 years
Rajkot
5 years ago
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Job Description

Designation: Management Trainee / Credit Manager

Qualification: Qualified CA

Experience: 0-5 years

Location: Gujarat - Dahod , Rajkot , Surat

Key Roles and Responsibilities:

Evaluation of Proposals put up for recommendation / approval as per credit policy.
Customer visit and discussions to assess the loan requirement.
Customer business and income assessment.
Understanding the business thoroughly for self-employed non-professional profiles.
Ascertaining and Validating the revenue streams and expenditure of the business.
Should be able to see through the potential risks of the proposal.
Should have ability to do due diligence without sufficient and formal documents / data.
Files Checking as per Credit Policy.
Risk Analysis related to case & Client.
Maintaining quality of credit information, underwriting standards and presentation.
PDD and Portfolio Management.
Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
Handling Disbursement officers for process.
Accuracy of work and timeline adherence.

Desired Candidate Profile:

Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
Understanding of local business and micro economy
Keen understanding and focus on risk, controls, compliance and regulatory framework
Strong analytical & communication skills (written & verbal)
Ability to build, coach and mentor high performance oriented teams
Should have good knowledge of Risk Related to Business.
Good client servicing skills.
Good financial analytical skills, communication skills.

*If interested kindly apply on the same or share your CV at ri********l@aa**s.in mentioning your location at the top of your application.

*Freshers can also appy

Thanks & Regards

Ritika Kaul

Team HR

7412053***

Job Classification

Industry: Banking, Financial Services, Broking
Functional Area: Accounts, Finance, Tax, Company Secretary, Audit,
Role Category: Accounts
Role: Accounts
Employement Type: Internship

Education

Under Graduation: B.Tech/B.E. in Electrical, Any Specialization, Diploma in Any Specialization, Electrical
Post Graduation: CA in CA
Doctorate: Other Doctorate

Contact Details:

Company: avas Financiers Limited
Address: 201-202,2ND FLOOR,SOUTH END SQUARE,MANSAROVER INDU, STRIAL AREA,JAIPUR, , JAIPUR, Rajasthan, India
Location(s): Rajkot

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Keyskills: Portfolio Management HL Credit Risk Management Credit Underwriting Mortgage Lap Disbursement Credit Policy CAM Banking Products

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Designation / Expected Role

Current / Recent Company (*)

Experience (*)

Expected Salary (*)

Desired Industry (*):

Functional area / Department (*):

Enter Skills (key skills, subjects, technologies & roles to use in search)

Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

Please, check the file size and type.

Add social media [ + ]

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Aavas Financiers

Aavas Financiers Limited www.aavas.in

CA Fresher || Management Trainee || Gujarat @ Aavas Financiers

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