Cluster Credit Manager- HL & LAP
- Gap Up Consultants
- 2 to 7 Yrs
- Varanasi, Lucknow, Agra
- 5 years ago
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Job Description
Greeting From Gapup Consultants !
We are hiring Cluster Credit Manager with one of the Housing Finance Companies!!!
Kindly find the below details for the same:
Job Title: Cluster Credit Manager
Location: Agra,Lucknow,Varanasi
Education Qualification: CA/ MBA/ PGDM/ PGDBM
Age: Not more then 33 Years
Principal Accountabilities:
STRATEGIC:
- Customer Application Screening, KYC and Income documents as collected by SO for login.
- Initiate legal, valuation, CIBIL and other verification reports.
- Interpretation of Credit Bureau Report.
- Analysis of Bank Statements and other relevant documents for income assessment.
- Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes.
TACTICAL:
- Co-ordinate with SO for post approval activities like Loan documentation check, Sanction conditions adherence, PDC and NACH forms accuracy and send the file to HO for disbursements.
- Responsible for tracking and collecting all Post Disbursed Documents including Loan Closure letters on takeover, Collecting Sale Deeds for new purchases and sending to HO.
- Responsible for PDC/NACH replenishment to ensure regular repayment of EMI.
SUPERVISORY:
- Ensuring operations are running in a streamlined fashion leading to best customer experience and enabling a motivating environment for staff across the network of Dialysis Units.
- Leading the Centre Managers / centre staff and guiding them to achieve operational excellence for their cluster of centers, counseling them, coaching them and ensuring they do their job well.
- Identifying targets and reviewing & evaluating performance, identifying & addressing deviations & its relevant causes.
- Ensuring adherence to quality standards in the unit operations.
- Implementing the Performance Appraisal Plan for the staff, Finalization of KRAs, Evaluating & providing feedback.
- Enabling the employees development by specifying their job competencies & through training.
- To optimize expenditure by cutting costs and enhance profit margins.
Specific Skills:
- A High Level of Professionalism.
- A Passion for Building and Growing Relationships
- Ability to Gather Feedback and Provide Innovative Insight
- Leadership & People management- Influencing people, Team work,
- Employee development, openness and transparency.
- Good knowledge of administration.
- Total Quality Management & Process Improvement.
- Interpersonal Relations- Team work, Effective communication, Positive & Empathetic attitude, Presentability
- Personal Effectiveness- Excellent written and oral communication, Positive and Empathetic Outlook, Initiative and Commitment
- Work Ethics- Ensuring Process and Protocols are maintained, Focus on Learning and continuous improvement, Achievement Orientation.
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial ServicesRole Category: Risk / UnderwritingFunctional Area: Not ApplicableRole/Responsibilies: Cluster Credit Manager- HL & LAPContact Details:
Company: Gap Up ConsultantsLocation(s): Varanasi, Lucknow, Agra+ View Contact
Fraud Alert to job seekers!
₹ 6 - 7 Lakh/Yr
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