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CA Fresher || Management Trainee || @ Aavas Financiers

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 CA Fresher || Management Trainee ||

Job Description

Designation: Management Trainee / Credit Manager

Qualification: Qualified CA

Experience: 0-5 years

Location: Anand (Gujarat)



Key Roles and Responsibilities:

  • Evaluation of Proposals put up for recommendation / approval as per credit policy.
  • Customer visit and discussions to assess the loan requirement.
  • Customer business and income assessment.
  • Understanding the business thoroughly for self-employed non-professional profiles.
  • Ascertaining and Validating the revenue streams and expenditure of the business.
  • Should be able to see through the potential risks of the proposal.
  • Should have ability to do due diligence without sufficient and formal documents / data.
  • Files Checking as per Credit Policy.
  • Risk Analysis related to case & Client.
  • Maintaining quality of credit information, underwriting standards and presentation.
  • PDD and Portfolio Management.
  • Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
  • Handling Disbursement officers for process.
  • Accuracy of work and timeline adherence.


Desired Candidate Profile:

  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
  • Understanding of local business and micro economy
  • Keen understanding and focus on risk, controls, compliance and regulatory framework
  • Strong analytical & communication skills (written & verbal)
  • Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
  • Ability to build, coach and mentor high performance oriented teams
  • Should have good knowledge of Risk Related to Business.
  • Good client servicing skills.
  • Good financial analytical skills, communication skills.


*If interested kindly apply on the same or share your CV at ri********l@aa**s.in or contact on 7412053***



Thanks & Regards

Ritika Kaul

Team HR

7412053***


Job Classification

Industry: Banking, Financial Services, Broking
Functional Area: Accounts, Finance, Tax, Company Secretary, Audit,
Role Category: Accounts
Role: Accounts
Employement Type: Internship

Education

Under Graduation: Any Graduate in Any Specialization
Post Graduation: CA in CA
Doctorate: Any Doctorate in Any Specialization

Contact Details:

Company: avas Financiers Limited
Address: 201-202,2ND FLOOR,SOUTH END SQUARE,MANSAROVER INDU, STRIAL AREA,JAIPUR, , JAIPUR, Rajasthan, India
Location(s): Anand

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Keyskills:   HL Credit Risk Management Credit Underwriting Lap Disbursement Credit Policy Banking Products

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₹ 3,00,000 - 4,00,000 P.A

Aavas Financiers

Aavas Financiers Limited www.aavas.in