Hiring Core Underwriter For a Leading
- Mumbai Rozgaar
- 3 - 8 years
- Bengaluru
- 4 years ago
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Job Description
Roles and Responsibilities -
DUTIES AND RESPONSIBILITIES:
- Review loan files for completeness and accuracy including but not limited to calculation and
verification of income & assets, evaluation of credit reports, purchase contracts, appraisals,
title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance
documentation
- Evaluate debt & loan-to-value ratios, credit score, property valuation and various other
factors
- Determine and document loan conditions, communicate requirements, and/or decisions
- Identify saleability issues, potential fraud and portfolio risks based on trends, red flags and
clients business practices
- Maintain knowledge of all applicable agency and non-agency underwriting guidelines
- Exhibit working knowledge of AUS to determine applicable loan conditions
- Such other activities as may be assigned by your manager
SKILL SETS REQUIRED:
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA,
FHLMC & USDA
- Analysis and Calculation of qualifying income from various tax documents such as 1040s,
- Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
- Should have experience of 4cs in underwriting
- Analysis of Credit Reports and Bank Statements
QUALIFICATIONS/ REQUIREMENTS-
- 3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in
the residential mortgage industry
- Knowledge and familiarity with current mortgage policies/procedures, compliance laws and
regulationsincluding TRIDand understanding of mortgage regulatory changes
- High producer with attention to quality
- Strong commitment to customer service and satisfaction
- Excellent time management skills
- Ability to work independently and to carry out assignments to completion within parameters
of instructions given, prescribed routines, and standard accepted practices
- Detail oriented, with superior verbal and written communication skills
- Strong PC skills, with demonstrated proficiency with Microsoft Office
- Must be able to work under pressure and meet deadlines, while maintaining a positive
attitude and providing exemplary customer service
- Demonstrate professional behavior including:
- Positive attitude
- Punctuality
- Dependability
- Understanding and adherence to company policies and procedure
Salary Budget- Max upto 13 Lakhs (Candidates will get 1 Lakh Joining Bonus)
No of Days Working - 5 Days
Shift Timing starting from- 7 Am, 9 Am,10 Am, 11 Am & 5:30 Pm ( Candidate has to be open for Rotational Shift)
Interested candidates can mail their resumes to id******s@mu**********r.com
Regards,
Aishwarya
Sr HR
Mumbai Rozgaar
Job Classification
Industry: Banking, Financial Services, BrokingFunctional Area: Financial Services, Banking, Investments, Insurance,
Role Category: General Insurance
Role: General Insurance
Employement Type: Full time
Education
Under Graduation: Any Graduate in Any SpecializationPost Graduation: Any Postgraduate in Any Specialization
Doctorate: Doctorate Not Required, Any Doctorate in Any Specialization
Contact Details:
Company: Mumbai Rozgaar Pvt LtdAddress: Mumbai
Location(s): Bengaluru
Keyskills: underwriting Core underwriting Mortgage Underwriting US Mortgage
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