Credit officers for Housing finance
- Visishta Consulting
- 2 to 3 Yrs
- Mohali, Chandigarh
- 4 years ago
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Job Description
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Role credit officer
LOCATION CHANDIGARH AND LUDHIANA
JD FOR THE JOB
Job Description:
A Leading provider of finance for housing in India requires a Credit Officer and the responsibilities include
Job Title: Credit Officer Housing Finance industry -Ludhiana
Job Responsibilities
1) Receive the application, check the income documents, bank statements & cibil records and do the initial assessment of the case
2) Visit customers place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.
3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.
4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution
5) Efficiently manage the Under-process files and ensure adherence to TAT
6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD
Key Skills:
Key Skills:
Good communication skills and command over Hindi / language and English
The above position requires high energy levels, integrity, customer orientation, analytical skills, convincing skills, process orientation, time management and a strong determination to achieve results
Basic knowledge of computer required
Ability to multi-task and manage overall operations
Mandatory:
Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels
The candidates must be open to travel extensively within the city as a part of the job responsibility
Industry: Housing Finance
Gender: Male
Experience: 1-3 years in Affordable Housing Finance companies
Job Location: Ludhiana , CHANDIGARH
Working Days: 6 days
Qualification: Graduate/Post graduate in any discipline
CTC for Tier-I: 3- 4 Lacs
CTC for Tier-II & III: 1.8 3 Lacs
No incentives, only fixed CTC
Notice Period: Immediate to 30 days
Relocation candidates: No
how to apply
CV TO KO*********5@GM**L.COM with current ctc, location preference and expected ctc immediately
KSRRAO
VISISHTACONSULTING
ph 8008379***
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services
Role Category: Finance / Accounts / Tax
Functional Area: Not Applicable
Role/Responsibilies: Credit officers for Housing finance at
Contact Details:
Company: Visishta ConsultingLocation(s): Mohali, Chandigarh
Visishta Consulting
We are a New Delhi, India based company with a sales presence in Jacksonville, FL, USA offering a range of services in Software Solutions, Digital Marketing and Business Services. We specialize in working with businesses and devise solutions to enable them reach their business objectives. We work ...
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