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Credit Analyst 3 @ Sophos

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 Credit Analyst 3

  •   Kolkata, Mumbai, New Delhi, Hyderabad, Pune, Chennai, Bengaluru

Job Description

To support the Credit Control team by both analysing and accessing the credit risk of our Distributors and Customers globally and generating key metric performance reporting.
 
What you will do
  • Assessing the creditworthiness of our potential & existing Distributors and Customers
  • Monthly credit risk reporting to Management
  • Providing support to the Credit Control team
  • Preparation and reporting of the actual and forecast DSO calculation on a monthly basis
  • Assisting in day-to-day tasks to ensure that SLAs are delivered within the Credit Team
  • Completing initial checks on Distributor and Customer applications to establish eligibility and early-stage creditworthiness
  • Assessing the creditworthiness of current partners to determine the level of risk
  • Accurately reporting on findings following investigations of credit applications
  • Assessing the quality of credit proposals and providing feedback
  • Contributing to improvements to processes and policy that balance risk with customer service and flexibility
  • Maintaining the appropriate levels of risk within the business by completing on going risk reviews of our current portfolio of Distributors and customers
  • Supervising ongoing credit reviews, handling new business requests, and monitoring for and reporting trigger events, promptly escalating any potential risks
  • Preparation of scheduled and ad hoc credit reports covering exposures and credit risk developments in line with internal procedures
  • Participation in audit preparations and addressing audit queries in a timely manner
  • Overseeing AWS Marketplace Accounts, including but not limited to, allocations, credit/bad debt provisions & reconciliations

What you will bring
  • MBA in Finance qualification / masters in commerce qualification
  • Previous Credit Risk Experience
  • Strong technical credit analysis and research skills (including financial statements analysis)
  • Completing and analysing credit reference agency reports
  • Experience of reconciling customer accounts
  • The ability to meet deadlines and understand changing priorities throughout the month
  • Excellent written and verbal communication skills, and high accuracy and attention to detail.
  • Ability to communicate with impact, ensuring complex information is articulated in a simple and meaningful way.
  • Ability to plan-ahead to ensure reviews are completed within agreed timelines and urgent transactions are prioritised.
  • Professional level in using Microsoft Excel, Word, and PowerPoint.
  • Ability to work as part of a team
  • Exposure to Dun & Bradstreet systems and reports
  • Conflict handling
  • Negotiation skills

Job Classification

Industry: IT Services & Consulting
Functional Area: IT Services & Consulting
Role Category: Lending
Role: Credit Analyst
Employement Type: Full time

Contact Details:

Company: Sophos
Location(s): Multi-City, India

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Keyskills:   DSO Excel cloud security HP data protector Customer service Security operations Information technology Monitoring Recruitment Auditing

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